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Michelle Macia - Branch Manager in Ocean City, MD

Michelle Macia

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Branch Manager

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At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Overall Ratings
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5 Star
98%
4 Star
1%
3 Star
1%
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Reviews from Web
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    Bryan M
    Posted on January 18th, 2024 07:17 PM
    Michelle Macia has received a review with 5 star rating from Bryan M
    Reply from Owner
    August 7th, 2025 03:00 PM
    Thank you so much for the 5-star review, Bryan! I truly appreciate your support and am so glad I had the opportunity to work with you. If you ever need anything in the future, I’m just a call away!
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    Rain B
    Posted on January 18th, 2024 01:18 AM
    Working with Michelle is a NO BRAINER. I say working because she never stops working for you and with you! Her check-ins, honesty, and professionalism have made homeownership so easy. Her patience is admirable. When she’s not sending updates,...
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    Reply from Owner
    August 7th, 2025 02:53 PM
    Thanks so much for the awesome review, Rain! We're really glad you had a great experience—it means a lot to us. Hope to see you again soon!
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    Kyle S
    OCEAN CITY, MD
    Posted on January 16th, 2024 08:37 PM
    I appreciated the attention to details and thoroughness that was brought to the table when I was looking at loan options. The kindness and attention to detail was much appreciated.
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm truly delighted to hear your positive feedback, Kyle. It's always my goal to provide thorough and attentive service, so I'm glad to hear that my efforts were appreciated. Thank you for choosing Churchill Mortgage Corporation and for the...
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    Devon A J C
    Princess Anne, MD
    Posted on December 21st, 2023 05:33 PM
    The process was smooth. And consistent. Made the home buying process painless. Thanks again
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm delighted to hear that you found the home buying process with Churchill Mortgage Corporation to be smooth and painless, Devon. It's always my goal to make the mortgage process as straightforward and stress-free as possible for my clients....
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    Michael H
    BISHOPVILLE, MD
    Posted on December 21st, 2023 04:59 PM
    Great communication
    Reply from Michelle Macia
    April 9th, 2025 11:40 AM
    I'm delighted to hear that you appreciated our communication, Michael. Here at Churchill Mortgage Corporation, we understand the importance of keeping our clients informed and connected. Your five-star rating means a lot to me and the entire...
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    Bryan M M
    SALISBURY, MD
    Posted on December 11th, 2023 02:09 PM
    Michelle was fantastic through the whole process and really helped lower my stress during the home buying process.
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    James J D
    OCEAN CITY, MD
    Posted on December 4th, 2023 12:26 AM
    Michelle was very engaged and responsive during the whole closing process. She went above and beyond in my opinion to ensure a smooth closing and was transparent all along the way.
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    Crit C
    MILLSBORO, DE
    Posted on November 17th, 2023 03:33 AM
    Michelle was just a phone call or text away throughout our whole loan proces and always quick to reply. I appreciate her taking my initial call on the weekend when trying to determine how much I could write a contract for and not be contingent...
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    Timothy W
    POCOMOKE CITY, MD
    Posted on October 16th, 2023 02:39 PM
    Michelle is very knowledgeable and easy to work with! I will be recommending her and Churchill Mortgage to friends, family, and coworkers!
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    Marquitta J W
    ATLANTA, GA
    Posted on September 24th, 2023 08:42 PM
    My loan officer was Alex and he and the rest of the team were professional, responsive, and went above and beyond to make sure that I understood every step of the process.
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    About
    At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
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    Memberships
    • Coastal Association of Realtors
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    Eastern Standard Time (EST)
    Licenses
    • NMLs ID 207277
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    • Scottsman Guide
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    • Camping
    • Three Kids
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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