

Michelle Macia
Branch Manager

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Michelle Macia has received a review with 5 star rating from Bryan M
Reply from Owner
August 7th, 2025 03:00 PM
Thank you so much for the 5-star review, Bryan! I truly appreciate your support and am so glad I had the opportunity to work with you. If you ever need anything in the future, I’m just a call away!
Working with Michelle is a NO BRAINER. I say working because she never stops working for you and with you! Her check-ins, honesty, and professionalism have made homeownership so easy. Her patience is admirable. When she’s not sending updates,...
read more
Reply from Owner
August 7th, 2025 02:53 PM
Thanks so much for the awesome review, Rain!
We're really glad you had a great experience—it means a lot to us. Hope to see you again soon!
I appreciated the attention to details and thoroughness that was brought to the table when I was looking at loan options. The kindness and attention to detail was much appreciated.
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm truly delighted to hear your positive feedback, Kyle. It's always my goal to provide thorough and attentive service, so I'm glad to hear that my efforts were appreciated. Thank you for choosing Churchill Mortgage Corporation and for the...
read more
The process was smooth. And consistent. Made the home buying process painless. Thanks again
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm delighted to hear that you found the home buying process with Churchill Mortgage Corporation to be smooth and painless, Devon. It's always my goal to make the mortgage process as straightforward and stress-free as possible for my clients....
read more
Great communication
Reply from Michelle Macia
April 9th, 2025 11:40 AM
I'm delighted to hear that you appreciated our communication, Michael. Here at Churchill Mortgage Corporation, we understand the importance of keeping our clients informed and connected. Your five-star rating means a lot to me and the entire...
read more
Michelle was fantastic through the whole process and really helped lower my stress during the home buying process.
Michelle was very engaged and responsive during the whole closing process. She went above and beyond in my opinion to ensure a smooth closing and was transparent all along the way.
Michelle was just a phone call or text away throughout our whole loan proces and always quick to reply. I appreciate her taking my initial call on the weekend when trying to determine how much I could write a contract for and not be contingent...
read more
Michelle is very knowledgeable and easy to work with! I will be recommending her and Churchill Mortgage to friends, family, and coworkers!
My loan officer was Alex and he and the rest of the team were professional, responsive, and went above and beyond to make sure that I understood every step of the process.
121–130 of 160
About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Memberships
- Coastal Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLs ID 207277
Achievements
- Scottsman Guide
Hobbies
- Camping
- Three Kids
- Lax Mom
View All
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us