

Michelle Macia
Branch Manager

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Michelle went above and beyond to make sure I knew what was happening every step of the process. She was always honest and upfront . If I had questions she answered them or told me what needed to be done. She's the best I am glad she shared...
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Michelle was excellent to work with and ensured everything was in place for closing. She went above and beyond, working late nights and making herself available at all hours to ensure we had everything we needed for approval of the loan in...
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Michelle's communication is outstanding, she does everything to make sure you get exactly what you need and her knowledge in making sure you receive the best product, service, etc is top notch!
Great experience
Great communication
Helped me understand everything very easily
Mrs. Watts-Macia, was extremely knowledgeable and responsive. At times I would have liked to have been kept more in the loop with conversations that were had between the lender and the realtor when they were happening opposed to afterwards....
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Friendly, informed, and quick. Michelle made the process unbelievably easy.
Michelle was very knowledgeable and let us feel totally supported to make our dreams of owning a home come true.
Michelle kept me informed all the way through the process very professional and knowledgeable
Michelle did a great job helping me get a loan with no credit record. As adjustments had to be made throughout the application/underwriting process, she was very patient in helping me understand the information. I felt like Michelle was trying...
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I was communicated with every step of the way. Michelle always made herself available for any questions or concerns that may have come up. Overall really good customer service, which is rare to find these days!
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Coastal Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLs ID 207277
Achievements
- Scottsman Guide
Hobbies
- Camping
- Three Kids
- Lax Mom
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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