

Michelle Macia
Branch Manager

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Michelle made the entire experience go very smoothly. We appreciated her knowledge and professionalism.
She was a pleasure to work with ! You are very lucky to have her represent your company
Michelle & Churchill worked diligently (and hard) to help me purchase my first home. With something I never thought was possible, they were extremely helpful and walked me through the whole process. I was comfortable and confident and I’m so...
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We are very happy about your help with mortgage loan easy and fast.
thank you.
My experience with Michelle and Churchill Mortgage was great because of the communication. We kept in constant communication throughout the whole process. I felt even if I haven’t heard from Michelle she still had my best interest in mind....
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Everyone communicated quickly and efficiently. Answered all of our questions promptly and gave us great recommendations. They were very patient and willing to work with us. Everyone was very friendly. Overall everyone made our experience very...
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Personalized and practical information/advice, with a friendly, easy going demeanor.
Michelle was on top of everything! We were even able to close 2 weeks early!
Michelle and staff were efficient, professional, and expedient all along the way. I appreciate how well they handled my application. Am very grateful!
It was very effortless and Michelle was highly responsive on my emails and calls.
Constant communication and total professionalism.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Coastal Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLs ID 207277
Achievements
- Scottsman Guide
Hobbies
- Camping
- Three Kids
- Lax Mom
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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