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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
2 Star
0%
1 Star
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Reviews from Web
  • google
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    Kevin4ster7 F
    Posted on April 1st, 2025 11:38 PM
    First Horizon loan officer Michael Ribas did a great job facilitating our home loan and helping us to build valuable connections to bankers and other companies crucial in our home buying process. We are thankful we got to buy our first home...
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    Reply from Owner
    April 9th, 2025 02:33 PM
    I'm thrilled to hear that your home loan process was successful and that I could assist in building valuable connections during your home buying journey. Thank you for your kind words and congratulations on your first home!
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    Kevin J F
    Smyrna, TN
    Posted on April 1st, 2025 11:38 PM
    First Horizon loan officer Michael Ribas did a great job faciliating our home loan and helping us to build valuable connections to bankers and other companies crucial in our home buying process. We are thankful we got to buy our first home...
    read more
    Reply from Michael Ribas
    April 2nd, 2025 03:12 PM
    I'm thrilled to hear about your positive experience with the home loan process, Kevin. It was a pleasure working with you on your first home, and I'm glad I could help. Thank you for your kind words, and I look forward to working with you in...
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    David J S
    Brentwood, TN
    Posted on March 27th, 2025 07:23 PM
    Michael and his team were incredibly helpful throughout the process. Any time I had a question or concern, they would respond quickly and provide answers that gave us confidence every step of the way.
    Reply from Michael Ribas
    March 28th, 2025 12:43 PM
    Thank you so much for the great review! It was a pleasure working with you, and I appreciate the kind words. Congratulations on your new home! If you have any more questions in the future, please feel free to reach out.
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    Joanna L C
    Brentwood, TN
    Posted on March 25th, 2025 02:06 PM
    Michael is the absolute best and made the process so seamless! He was available after hours on a Saturday night to draft our home offer. Without his willingess to work after hours for us, we would have lost the house to another bidder! Michael...
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    Reply from Michael Ribas
    March 25th, 2025 04:25 PM
    I'm so glad to hear that the home buying process was seamless for you! It was a pleasure to assist you, especially in securing your home offer. Thank you so much for your high recommendation and kind words. I really appreciate your feedback....
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    Ravi S
    Posted on March 4th, 2025 04:18 PM
    Michael Ribas and his team at First Horizon Mortgage are fantastic! I've referred multiple clients to them and they always do a tremendous job. You can expect a silky smooth transaction with excellent communication. As a bonus they're often...
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    Reply from Owner
    March 5th, 2025 02:14 PM
    Thank you so much, Ravi! It means a lot to hear such positive feedback from you. I always strive to provide the best possible service and ensure that each transaction is as smooth as possible. Your trust and referrals are greatly appreciated....
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    Jenna L G
    White Bluff, TN
    Posted on January 7th, 2025 05:31 PM
    Team was efficient, helpful and professional.
    Reply from Michael Ribas
    January 7th, 2025 09:57 PM
    Jenna, your feedback is truly appreciated! It was great working with you, and I'm so glad that you felt the same way. Thank you so much for your 5-star review. Let us know if there's anything else we can assist you with in the future.
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    Kalyna B
    New Orleans, LA
    Posted on January 4th, 2025 09:20 PM
    Very communicative and helpful, and was always on the ball!
    Reply from Michael Ribas
    January 6th, 2025 01:48 PM
    I'm thrilled to hear that you had a great experience, Kalyna! Communication is key in our line of work, and I'm glad you found my assistance helpful. It was a pleasure working with you, and don’t hesitate to reach out if you ever need anything...
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    Brendan T F
    Nashville, TN
    Posted on December 19th, 2024 05:06 AM
    Michael was very responsive and helpful throughout the whole process.
    Reply from Michael Ribas
    December 19th, 2024 01:34 PM
    I appreciate your 5-star rating and great feedback, Brendan. It was a pleasure to assist you throughout the process, and I'm glad it was a smooth experience for you. I look forward to serving you again in the future.
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    Rachel K
    Nashville, TN
    Posted on December 2nd, 2024 04:48 PM
    Michael and his team helped me understand parts of the process I had several questions on and made it easy to understand. He and his team were very responsive to my questions and requests.
    Reply from Michael Ribas
    December 2nd, 2024 05:50 PM
    Thank you for your positive review, Rachel! I'm delighted to hear you had a great experience. It was a pleasure to assist you, and your feedback is greatly appreciated. Don't hesitate to reach out if you have any more questions in the future....
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    Cody T D
    Bryant, AR
    Posted on December 2nd, 2024 02:42 PM
    thabkful to be working together
    Reply from Michael Ribas
    December 2nd, 2024 03:23 PM
    It was wonderful working with you as well, Cody. I genuinely appreciate the 5-star review, and I'm very much looking forward to our continued partnership.
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.