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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
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5 Star
97%
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2%
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Reviews from Web
  • Encompass
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    Lauren E B
    Nashville, TN
    Posted on May 1st, 2025 03:21 PM
    Michael and the whole team were very communicative, with prompt updates and clear instructions throughout the process. We are first-time homebuyers and were also doing this remotely, and they made everything very smooth.
    Reply from Michael Ribas
    May 1st, 2025 03:55 PM
    I'm thrilled to hear that you had a smooth experience as first-time homebuyers, especially while managing the process remotely. It was a pleasure assisting you, and I'm glad our communication and updates met your expectations. Thank you for...
    read more
  • Encompass
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    Matthew J
    Nashville, TN
    Posted on May 1st, 2025 12:04 PM
    Pretty simple
    Reply from Michael Ribas
    May 1st, 2025 02:53 PM
    I'm glad to hear that your experience was straightforward, Matthew. Thank you for your feedback. If there's anything more I can do for you, please let me know.
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    Jon B
    Posted on April 25th, 2025 08:52 PM
    Michael Ribas has received a review with 5 star rating from Jon B
    Reply from Owner
    April 28th, 2025 02:18 PM
    Thank you, Jon. It is always a pleasure working with you over the years.
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    Jonathan B
    Nashville, TN
    Posted on April 25th, 2025 08:52 PM
    This is the third home (plus a refinance) I have worked through with Michael. My wife and I have always appreciated his guidance through the home buying process.
    Reply from Michael Ribas
    April 28th, 2025 02:18 PM
    I'm so happy for you and the family on the new home. It is always a pleasure to work with you. Your continued trust in my guidance means a lot. Thank you for your review and kind words.
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    Eric M B
    Nashville, TN
    Posted on April 15th, 2025 08:38 AM
    professional, communicative and extremely helpful
    Reply from Michael Ribas
    April 15th, 2025 12:45 PM
    I'm so glad to hear that you found my services helpful. It was great working with you, and I really appreciate you taking the time to give your feedback.
  • Encompass
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    Brittany B D
    Cookeville, TN
    Posted on April 9th, 2025 03:21 AM
    Always available, friendly and profe
    Reply from Michael Ribas
    April 9th, 2025 02:41 PM
    Thank you for your positive feedback, Brittany! It was a pleasure assisting you at First Horizon Bank. Let us know if there's anything else we can assist you with in the future.
  • Encompass
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    Jeanne B H
    Franklin, TN
    Posted on April 7th, 2025 09:04 PM
    Nothing to add
    Reply from Michael Ribas
    April 7th, 2025 09:39 PM
    Thank you, Jeanne, for your 5- star rating! If you need assistance in the future, please feel free to reach out.
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    Savannah A
    Posted on April 2nd, 2025 07:26 PM
    Michael Ribas has received a review with 5 star rating from Savannah A
    Reply from Owner
    April 9th, 2025 02:37 PM
    I'm thrilled to hear that you had a positive experience, Savannah. It was a pleasure assisting you, and I truly appreciate your feedback. If you have any further questions or need assistance in the future, please don't hesitate to reach out....
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  • Encompass
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    Savannah A
    Helena, MT
    Posted on April 2nd, 2025 07:26 PM
    very responsive
    Reply from Michael Ribas
    April 2nd, 2025 07:36 PM
    I'm glad to hear that you found my responsiveness helpful, Savannah. If you have any more questions or need further assistance, feel free to reach out. Thank you for your feedback!
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    Emma L M
    Brentwood, TN
    Posted on April 2nd, 2025 02:06 PM
    I love how you came to our closing meeting and were so personable!!! Thank you!!
    Reply from Michael Ribas
    April 2nd, 2025 03:16 PM
    I'm so glad to hear that you had a great experience! I'm grateful for your kind words, and it was a pleasure working with you. Don't hesitate to reach out if you have any questions in the future.
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.