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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
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Reviews from Web
  • google
    D
    Dean E
    Posted on November 22nd, 2024 02:22 AM
    My team was excellent in communications. I never felt uncomfortable during the whole loan process. Michael, April, and Erika were very prompt and professional.
    Reply from Owner
    February 24th, 2025 08:32 PM
    Thank you so much, Dean, for taking the time to share your experience on google! I'm really glad to hear that you had such a positive experience with us. It's important to me that our clients feel comfortable and informed throughout the process....
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  • Encompass
    D
    Dean R E
    Southport, NC
    Posted on November 22nd, 2024 02:18 AM
    The team was always available and helpful when I had questions or concerns. Michael and April anwered my call or returned my e-mail very quickly.
    Reply from Michael Ribas
    November 22nd, 2024 01:21 PM
    I'm really glad to hear you had a great experience, Dean. Being there for you to answer any questions is my top priority. It was a pleasure working with you. Thank you for taking the time to leave such a wonderful review; it means a lot to...
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  • Encompass
    C
    Coy P M
    Franklin, TN
    Posted on November 19th, 2024 01:01 AM
    We've been with Michael through 3 different mortgages and he has remained communicative, transparent, and helpful throughout all three.
    Reply from Michael Ribas
    November 19th, 2024 06:56 PM
    I appreciate your great feedback, Coy! It's always a pleasure assisting you with your mortgages. I'm glad to hear that my approach to communication and transparency has been a positive impact. And, of course, I look forward to our continued...
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  • google
    W
    Wendy Z
    Posted on October 18th, 2024 05:01 PM
    Professional and efficient team
    Reply from Owner
    February 24th, 2025 08:35 PM
    Hi Wendy, thank you so much for your kind words. I'm thrilled to hear you found our team professional and efficient and that you took time to provide feedback. It means a lot to know we met your expectations. If you ever need anything, feel...
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  • Encompass
    X
    Xiu F Z
    Nashville, TN
    Posted on October 18th, 2024 04:59 PM
    Professional and efficient team
    Reply from Michael Ribas
    October 21st, 2024 01:51 PM
    Thank you so much, Wendy, for the great review! It was definitely a pleasure working with you, and your recognition means a lot. Congratulations on the new property, and please reach out when it is time for the next one!
  • Encompass
    J
    James A W
    Spring Hill, TN
    Posted on October 11th, 2024 12:55 PM
    Better communication - especially regarding closing and the amount of time required to fund the loan. We were told by the notary that the loan could be funded in 72 hours- which would have been 2:30 on Friday, but it didn’t actually fund until...
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    Reply from Michael Ribas
    October 11th, 2024 06:35 PM
    Thank you, James, for your valuable feedback. I'm glad to hear that you rated our services highly, despite facing some difficulties at funding. I understand that the funding process with the title company was not as smooth as you expected,...
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  • google
    R
    Richard M
    Posted on September 26th, 2024 05:37 PM
    Michael Ribas has received a review with 5 star rating from Richard M
    Reply from Owner
    February 24th, 2025 08:38 PM
    Hi Richard, thank you so much for the 5-star rating! I'm truly grateful that you had a positive experience. It was a pleasure assisting you. If you need any further assistance or have any questions in the future, please feel free to reach out....
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  • Encompass
    R
    Richard L M
    Nashville, TN
    Posted on September 26th, 2024 05:37 PM
    Honestly, Michael is 1 in a million. So is the team around him. I don’t know if this is more First Horizon culture or just really high quality micro-culture, but we couldn’t be happier and we plan to stick with Michael for future home and other...
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    Reply from Michael Ribas
    September 26th, 2024 06:34 PM
    Wow, I'm truly touched by your kind words! It makes me happy to know that you had a great experience. Your trust and loyalty mean a lot to me, and I look forward to assisting you with your future home and financial needs. Thank you for your...
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  • Encompass
    M
    Michael L W
    Nashville, TN
    Posted on September 10th, 2024 11:17 AM
    extremely responsive. all issues or questions resolved quickly. also, proactive in getting me the best loan options and terms
    Reply from Michael Ribas
    September 10th, 2024 02:52 PM
    Thank you for taking the time to leave a review and for the perfect rating. I really appreciate your kind words, Mike!  I always strive to provide the best loan options and terms for my clients, and I’m glad you appreciated that.  If there...
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  • Encompass
    T
    Taylor J B
    Nolensville, TN
    Posted on August 29th, 2024 03:08 AM
    It was easy and straight forward. Everyone was very helpful and informative and quick in response.
    Reply from Michael Ribas
    August 29th, 2024 12:58 PM
    Thank you so much for the positive feedback, Taylor! It's my goal to make the process as easy and informative as possible, and I'm glad to hear that was your experience as well. Please reach out anytime. I am here to help if you have any other...
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.