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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k...... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
4.96
(208)
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Reviews from Web
  • 5.0
    Encompass
    S
    Sarah G V
    Nashville, TN
    Posted on May 6th, 2026 03:37 PM
    Very helpful and available with all our questions!
    Reply from Michael Ribas
    May 6th, 2026 05:40 PM
    Thank you, Sarah, for your kind words. I'm pleased to hear that you found my assistance helpful and that I could be there to answer your questions. If you need anything else, please feel free to reach out.
  • 5.0
    Encompass
    H
    Hanna A
    Atlanta, GA
    Posted on May 5th, 2026 01:35 PM
    Michael taking the time to share every lending option I requested, and understanding specifics about my unique situation and making it work. The communication was excellent and timely also from him and his whole team. It was seamless despite...
    read more
    Reply from Michael Ribas
    May 5th, 2026 05:27 PM
    It's so great to hear that you felt well-supported throughout the process, Hanna. I'm glad to know that we made a positive impact. Thank you for sharing your experience, and please reach out if you need anything further.
  • 5.0
    Encompass
    T
    Taylor K B
    Nolensville, TN
    Posted on April 14th, 2026 09:32 PM
    Great and timely communication
    Reply from Michael Ribas
    April 27th, 2026 08:42 PM
    I'm grateful for your feedback, Taylor. I'm pleased to know that our communication met your expectations. If you ever need anything else, feel free to reach out.
  • 5.0
    Encompass
    J
    Jackson L H
    Nashville, TN
    Posted on May 13th, 2026 03:00 PM
    Our experience with Michael was nothing short of excellent. He made the process easy and straightforward.
    Reply from Michael Ribas
    May 13th, 2026 03:46 PM
    I'm grateful for your kind words, Jackson. It's appreciated to know that I could make the process easy and straightforward for you. If you ever need further assistance, feel free to reach out.
  • 5.0
    google
    H
    Hanna A
    Posted on May 5th, 2026 01:36 PM
    Smooth, seamless, excellent communication, patient and responsive. The whole team was excellent
    Reply from Owner
    May 6th, 2026 05:39 PM
    Thank you, Hanna, for sharing your experience. It was a pleasure working with you and the team appreciates your kind words.
  • 3.0
    Encompass
    T
    Trevor T
    Hermitage, TN
    Posted on May 5th, 2026 12:38 PM
    Know what is needed on the front end
  • 5.0
    Encompass
    J
    James G S
    Rockwood, TN
    Posted on April 27th, 2026 03:25 PM
    working with Michael and Erica was a pleasure communication was transparent, and they were very helpful in providing the information we needed to move forward with this property deal. We're looking forward to working more in the future with...
    read more
    Reply from Michael Ribas
    April 27th, 2026 08:46 PM
    Thank you for your kind words, Jim. I'm glad to hear that you found our communication transparent and helpful. I look forward to working with you again in the future.
  • 5.0
    Encompass
    A
    Anna E N
    Nashville, TN
    Posted on April 9th, 2026 12:42 AM
    I recently completed a home refinance, and the entire experience was impressively smooth from start to finish. The process was clearly explained upfront, which helped set expectations and eliminated much of the stress that typically comes with...
    read more
    Reply from Michael Ribas
    April 27th, 2026 08:41 PM
    Thank you so much for sharing your exerpience, Anna. I'm pleased to hear that the refinancing process was smooth and stress-free. Your feedback is greatly appreciated. If you have any more questions or need further assistance in the future,...
    read more
  • 5.0
    google
    A
    Allison W
    Posted on April 1st, 2026 04:56 PM
    Michael Ribas has received a review with 5 star rating from Allison W
    Reply from Owner
    April 2nd, 2026 08:14 PM
    Thank you for the perfect rating. Your support is greatly appreciated!
  • 5.0
    Encompass
    A
    Allison W
    Nashville, TN
    Posted on April 1st, 2026 04:55 PM
    Communication was quick and clear! Everything was very transparent and the entire process was seamless.
    Reply from Michael Ribas
    April 1st, 2026 08:53 PM
    Thank you for your feedback, Allison. It's reassuring to know that the communication and transparency throughout the process met your expectations. If you have any more questions in the future, please feel free to reach out.
  • 10 of 208
    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
    699
    /850
    Search Rank Score
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.