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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k...... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
4.96
(213)
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Reviews from Web
  • 5.0
    Encompass
    S
    Sarah G V
    Nashville, TN
    Posted on May 6th, 2026 03:37 PM
    Very helpful and available with all our questions!
    Reply from Michael Ribas
    May 6th, 2026 05:40 PM
    Thank you, Sarah, for your kind words. I'm pleased to hear that you found my assistance helpful and that I could be there to answer your questions. If you need anything else, please feel free to reach out.
  • 5.0
    Encompass
    H
    Hanna A
    Atlanta, GA
    Posted on May 5th, 2026 01:35 PM
    Michael taking the time to share every lending option I requested, and understanding specifics about my unique situation and making it work. The communication was excellent and timely also from him and his whole team. It was seamless despite...
    read more
    Reply from Michael Ribas
    May 5th, 2026 05:27 PM
    It's so great to hear that you felt well-supported throughout the process, Hanna. I'm glad to know that we made a positive impact. Thank you for sharing your experience, and please reach out if you need anything further.
  • 5.0
    Encompass
    T
    Taylor K B
    Nolensville, TN
    Posted on April 14th, 2026 09:32 PM
    Great and timely communication
    Reply from Michael Ribas
    April 27th, 2026 08:42 PM
    I'm grateful for your feedback, Taylor. I'm pleased to know that our communication met your expectations. If you ever need anything else, feel free to reach out.
  • 5.0
    google
    A
    Anne S
    Posted on June 4th, 2026 12:31 PM
    Michael Ribas is the best! He made buying my first home so easy and was there for me every step of the way! He has an amazing team at First Horizon. Do yourself a favor and get him on your team!
    Reply from Owner
    June 8th, 2026 01:13 PM
    Thank you so much for taking the time to share your experience, Anne. Your feedback is appreciated. Please reach out if you need anything.
  • 5.0
    Encompass
    A
    Anne S
    Nashville, TN
    Posted on June 4th, 2026 12:27 PM
    Mike is the best! He made the whole process of buying my first home super easy. He had a wonderful introductory call where he took his time to explain the different loan options and the benefits of each and was available every step of the way...
    read more
    Reply from Michael Ribas
    June 4th, 2026 01:40 PM
    Thank you so much, Anne, for sharing your wonderful experience. I'm really glad to hear that the process was easy and that you felt supported at every step. It's great to know that my team and I could be helpful throughout your home-buying...
    read more
  • 5.0
    google
    M
    Meg H
    Posted on June 2nd, 2026 03:39 PM
    Michael was great! He made the entire process extremely easy and he and his team communicated very well.
    Reply from Owner
    June 4th, 2026 01:36 PM
    I'm glad to hear you had a smooth experience, Meg. I appreciate your kind words about our communication and teamwork. If you need anything else, feel free to reach out.
  • 5.0
    Encompass
    M
    Megan S H
    Nashville, TN
    Posted on June 2nd, 2026 03:39 PM
    Michael was great! He made the process extremely easy and he and his team communicated very well.
    Reply from Michael Ribas
    June 2nd, 2026 04:33 PM
    Thank you, Megan, for sharing your experience. I'm glad to hear that the process was smooth and that our communication met your expectations. If you ever have questions or need assistance in the future, feel free to reach out.
  • 5.0
    Encompass
    A
    Alex S
    Brentwood, TN
    Posted on June 1st, 2026 02:23 PM
    Michael is the best in the business. A pleasure to work with.
    Reply from Michael Ribas
    June 1st, 2026 04:39 PM
    Thank you, Alex, for your kind words. I'm pleased to hear that you had a positive experience working with me. Feel free to reach out if you need anything else in the future.
  • 5.0
    Encompass
    J
    Jackson L H
    Nashville, TN
    Posted on May 13th, 2026 03:00 PM
    Our experience with Michael was nothing short of excellent. He made the process easy and straightforward.
    Reply from Michael Ribas
    May 13th, 2026 03:46 PM
    I'm grateful for your kind words, Jackson. It's appreciated to know that I could make the process easy and straightforward for you. If you ever need further assistance, feel free to reach out.
  • 5.0
    google
    H
    Hanna A
    Posted on May 5th, 2026 01:36 PM
    Smooth, seamless, excellent communication, patient and responsive. The whole team was excellent
    Reply from Owner
    May 6th, 2026 05:39 PM
    Thank you, Hanna, for sharing your experience. It was a pleasure working with you and the team appreciates your kind words.
  • 10 of 213
    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
    715
    /850
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.