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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k...... Show More
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Very helpful and available with all our questions!
Reply from Michael Ribas
May 6th, 2026 05:40 PM
Thank you, Sarah, for your kind words. I'm pleased to hear that you found my assistance helpful and that I could be there to answer your questions. If you need anything else, please feel free to reach out.
Michael taking the time to share every lending option I requested, and understanding specifics about my unique situation and making it work. The communication was excellent and timely also from him and his whole team. It was seamless despite...
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Reply from Michael Ribas
May 5th, 2026 05:27 PM
It's so great to hear that you felt well-supported throughout the process, Hanna. I'm glad to know that we made a positive impact. Thank you for sharing your experience, and please reach out if you need anything further.
Great and timely communication
Reply from Michael Ribas
April 27th, 2026 08:42 PM
I'm grateful for your feedback, Taylor. I'm pleased to know that our communication met your expectations. If you ever need anything else, feel free to reach out.
Our experience with Michael was nothing short of excellent. He made the process easy and straightforward.
Reply from Michael Ribas
May 13th, 2026 03:46 PM
I'm grateful for your kind words, Jackson. It's appreciated to know that I could make the process easy and straightforward for you. If you ever need further assistance, feel free to reach out.
Smooth, seamless, excellent communication, patient and responsive. The whole team was excellent
Reply from Owner
May 6th, 2026 05:39 PM
Thank you, Hanna, for sharing your experience. It was a pleasure working with you and the team appreciates your kind words.
Know what is needed on the front end
working with Michael and Erica was a pleasure communication was transparent, and they were very helpful in providing the information we needed to move forward with this property deal. We're looking forward to working more in the future with...
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Reply from Michael Ribas
April 27th, 2026 08:46 PM
Thank you for your kind words, Jim. I'm glad to hear that you found our communication transparent and helpful. I look forward to working with you again in the future.
I recently completed a home refinance, and the entire experience was impressively smooth from start to finish. The process was clearly explained upfront, which helped set expectations and eliminated much of the stress that typically comes with...
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Reply from Michael Ribas
April 27th, 2026 08:41 PM
Thank you so much for sharing your exerpience, Anna. I'm pleased to hear that the refinancing process was smooth and stress-free. Your feedback is greatly appreciated. If you have any more questions or need further assistance in the future,...
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Michael Ribas has received a review with 5 star rating from Allison W
Reply from Owner
April 2nd, 2026 08:14 PM
Thank you for the perfect rating. Your support is greatly appreciated!
Communication was quick and clear! Everything was very transparent and the entire process was seamless.
Reply from Michael Ribas
April 1st, 2026 08:53 PM
Thank you for your feedback, Allison. It's reassuring to know that the communication and transparency throughout the process met your expectations. If you have any more questions in the future, please feel free to reach out.
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
Search Rank ScoreLearn More →
699
/850
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.


