

Top 5%
Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Very helpful and available with all our questions!
Reply from Michael Ribas
May 6th, 2026 05:40 PM
Thank you, Sarah, for your kind words. I'm pleased to hear that you found my assistance helpful and that I could be there to answer your questions. If you need anything else, please feel free to reach out.
Michael taking the time to share every lending option I requested, and understanding specifics about my unique situation and making it work. The communication was excellent and timely also from him and his whole team. It was seamless despite...
read more
Reply from Michael Ribas
May 5th, 2026 05:27 PM
It's so great to hear that you felt well-supported throughout the process, Hanna. I'm glad to know that we made a positive impact. Thank you for sharing your experience, and please reach out if you need anything further.
Great and timely communication
Reply from Michael Ribas
April 27th, 2026 08:42 PM
I'm grateful for your feedback, Taylor. I'm pleased to know that our communication met your expectations. If you ever need anything else, feel free to reach out.
Michael is truly the best. He was very helpful and advised us through a unique financing transaction. Closing was fast and smooth!
Reply from Owner
July 21st, 2026 02:46 PM
I'm grateful for your kind words, Cameron. Thank you for taking the time to share your experience! If there's anything else you need in the future, feel free to reach out.
Michael is truly the best. He was very helpful and advised us through a unique financing transaction. Closing was fast and smooth!
Reply from Michael Ribas
July 15th, 2026 08:53 PM
Thank you, Cameron, for your kind words. I'm so glad that I could assist you and that the closing process was smooth. If you need any more help in the future, feel free to reach out.
Very timely responses and great support through the process, especially since we were first time home buyers.
Reply from Michael Ribas
July 15th, 2026 03:05 PM
Thank you so much for sharing your experience, Darcy! I'm glad to know that my support was helpful through this new process. If you need any assistance in the future, please feel free to reach out.
Michael Ribas is the best! He made buying my first home so easy and was there for me every step of the way! He has an amazing team at First Horizon. Do yourself a favor and get him on your team!
Reply from Owner
June 8th, 2026 01:13 PM
Thank you so much for taking the time to share your experience, Anne. Your feedback is appreciated. Please reach out if you need anything.
Mike is the best! He made the whole process of buying my first home super easy. He had a wonderful introductory call where he took his time to explain the different loan options and the benefits of each and was available every step of the way...
read more
Reply from Michael Ribas
June 4th, 2026 01:40 PM
Thank you so much, Anne, for sharing your wonderful experience. I'm really glad to hear that the process was easy and that you felt supported at every step. It's great to know that my team and I could be helpful throughout your home-buying...
read more
Michael was great! He made the entire process extremely easy and he and his team communicated very well.
Reply from Owner
June 4th, 2026 01:36 PM
I'm glad to hear you had a smooth experience, Meg. I appreciate your kind words about our communication and teamwork. If you need anything else, feel free to reach out.
Michael was great! He made the process extremely easy and he and his team communicated very well.
Reply from Michael Ribas
June 2nd, 2026 04:33 PM
Thank you, Megan, for sharing your experience. I'm glad to hear that the process was smooth and that our communication met your expectations. If you ever have questions or need assistance in the future, feel free to reach out.
10 of 216
About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
Gallery


Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
View All
Hobbies
- Tennis
- Golf
- Pickleball
View All
Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.