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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Vanderbilt University
Vanderbilt University
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Reviews from Web
  • Encompass
    J
    Jonathan B
    Nashville, TN
    Posted on July 30th, 2026 01:14 PM
    Michael and his team were incredible. We took over a year to finally be ready to purchase our first home and Michael was there the whole way. He must have made on the order of 10 pre-approval letters. He was equally awesome when it came to...
    read more
    Reply from Michael Ribas
    July 30th, 2026 01:24 PM
    Thank you so much, Jonathan, for your kind words and for sharing your experience. I'm pleased to hear that my team and I could support you throughout your journey. It was great to see you at the closing, and I appreciate your recommendation....
    read more
  • Encompass
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    Emily B
    Nashville, TN
    Posted on July 30th, 2026 12:36 PM
    Michael was absolutely phenomenal to work with! It was clear to us from our first email communication that he is knowledgeable and experienced which is exactly what we needed for our first home purchase. He was quick to respond to our emails...
    read more
    Reply from Michael Ribas
    July 30th, 2026 12:52 PM
    Thank you so much for your thoughtful review, Emily. I'm glad to hear that my support was helpful during your first home purchase. It was great to see you at the closing, and I'm grateful for your trust and kind words. If you need assistance...
    read more
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    Cameron R
    Posted on July 15th, 2026 05:14 PM
    Michael is truly the best. He was very helpful and advised us through a unique financing transaction. Closing was fast and smooth!
    Reply from Owner
    July 21st, 2026 02:46 PM
    I'm grateful for your kind words, Cameron. Thank you for taking the time to share your experience! If there's anything else you need in the future, feel free to reach out.
  • Encompass
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    Elizabeth C G
    Brentwood, TN
    Posted on September 3rd, 2026 12:37 PM
    Easy to work with
    Reply from Michael Ribas
    September 3rd, 2026 12:57 PM
    I'm pleased to hear that you found it easy to work with me, Elizabeth. Thank you for your feedback, and please reach out if you need any assistance in the future.
  • Encompass
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    Brian R
    Nashville, TN
    Posted on August 14th, 2026 02:32 PM
    Wellness to tailor experience to my needs. Thanks.
    Reply from Michael Ribas
    August 14th, 2026 02:55 PM
    Brian, thank you for your feedback. I'm pleased to hear that the experience met your needs. If you need further assistance, feel free to reach out.
  • Encompass
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    Laura C P
    Davidson, NC
    Posted on July 27th, 2026 03:10 PM
    There were a few errors in the documentation throughout the process that could have been improved and led to a smoother closing. Not sure how much of that was First Horizon vs Title Company vs Realtor / Agent.
    Reply from Michael Ribas
    July 30th, 2026 10:06 PM
    Thanks for the feedback, Laura. Please feel free to reach out to me if you’d like to discuss your experience further or have any questions.
  • Encompass
    A
    Andrew J M
    Nashville, TN
    Posted on July 24th, 2026 05:27 PM
    Timely process from application to close, prompt communication
    Reply from Michael Ribas
    July 27th, 2026 02:38 PM
    Andrew, I'm glad to hear that the process and the communication met your expectations. Thank you for your positive feedback. If you ever need further assistance, feel free to reach out.
  • Encompass
    A
    Andrew J P
    Davidson, NC
    Posted on July 24th, 2026 12:25 PM
    Great service!
    Reply from Michael Ribas
    July 27th, 2026 02:35 PM
    Thank you, Andrew, for your positive feedback. I'm pleased to know you had a great experience. Please reach out if you need any assistance in the future.
  • Encompass
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    Cameron L R
    Memphis, TN
    Posted on July 15th, 2026 05:14 PM
    Michael is truly the best. He was very helpful and advised us through a unique financing transaction. Closing was fast and smooth!
    Reply from Michael Ribas
    July 15th, 2026 08:53 PM
    Thank you, Cameron, for your kind words. I'm so glad that I could assist you and that the closing process was smooth. If you need any more help in the future, feel free to reach out.
  • Encompass
    D
    Darcy C
    Memphis, TN
    Posted on July 15th, 2026 02:26 PM
    Very timely responses and great support through the process, especially since we were first time home buyers.
    Reply from Michael Ribas
    July 15th, 2026 03:05 PM
    Thank you so much for sharing your experience, Darcy! I'm glad to know that my support was helpful through this new process. If you need any assistance in the future, please feel free to reach out.
  • 10 of 223
    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.