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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k...... Show More
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Very helpful and available with all our questions!
Reply from Michael Ribas
May 6th, 2026 05:40 PM
Thank you, Sarah, for your kind words. I'm pleased to hear that you found my assistance helpful and that I could be there to answer your questions. If you need anything else, please feel free to reach out.
Michael taking the time to share every lending option I requested, and understanding specifics about my unique situation and making it work. The communication was excellent and timely also from him and his whole team. It was seamless despite...
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Reply from Michael Ribas
May 5th, 2026 05:27 PM
It's so great to hear that you felt well-supported throughout the process, Hanna. I'm glad to know that we made a positive impact. Thank you for sharing your experience, and please reach out if you need anything further.
Great and timely communication
Reply from Michael Ribas
April 27th, 2026 08:42 PM
I'm grateful for your feedback, Taylor. I'm pleased to know that our communication met your expectations. If you ever need anything else, feel free to reach out.
Michael Ribas is the best! He made buying my first home so easy and was there for me every step of the way! He has an amazing team at First Horizon. Do yourself a favor and get him on your team!
Reply from Owner
June 8th, 2026 01:13 PM
Thank you so much for taking the time to share your experience, Anne. Your feedback is appreciated. Please reach out if you need anything.
Mike is the best! He made the whole process of buying my first home super easy. He had a wonderful introductory call where he took his time to explain the different loan options and the benefits of each and was available every step of the way...
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Reply from Michael Ribas
June 4th, 2026 01:40 PM
Thank you so much, Anne, for sharing your wonderful experience. I'm really glad to hear that the process was easy and that you felt supported at every step. It's great to know that my team and I could be helpful throughout your home-buying...
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Michael was great! He made the entire process extremely easy and he and his team communicated very well.
Reply from Owner
June 4th, 2026 01:36 PM
I'm glad to hear you had a smooth experience, Meg. I appreciate your kind words about our communication and teamwork. If you need anything else, feel free to reach out.
Michael was great! He made the process extremely easy and he and his team communicated very well.
Reply from Michael Ribas
June 2nd, 2026 04:33 PM
Thank you, Megan, for sharing your experience. I'm glad to hear that the process was smooth and that our communication met your expectations. If you ever have questions or need assistance in the future, feel free to reach out.
Michael is the best in the business. A pleasure to work with.
Reply from Michael Ribas
June 1st, 2026 04:39 PM
Thank you, Alex, for your kind words. I'm pleased to hear that you had a positive experience working with me. Feel free to reach out if you need anything else in the future.
Our experience with Michael was nothing short of excellent. He made the process easy and straightforward.
Reply from Michael Ribas
May 13th, 2026 03:46 PM
I'm grateful for your kind words, Jackson. It's appreciated to know that I could make the process easy and straightforward for you. If you ever need further assistance, feel free to reach out.
Smooth, seamless, excellent communication, patient and responsive. The whole team was excellent
Reply from Owner
May 6th, 2026 05:39 PM
Thank you, Hanna, for sharing your experience. It was a pleasure working with you and the team appreciates your kind words.
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
Search Rank ScoreLearn More →
715
/850
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.


