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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
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5 Star
97%
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2%
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Reviews from Web
  • Encompass
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    Oladapo A
    Fort Worth, TX
    Posted on July 31st, 2025 04:06 PM
    Michael and his team were so responsive, professional, and organized. They were clear with their requests and were very efficient and on top of things. HIGHLY RECOMMEND!
    Reply from Michael Ribas
    July 31st, 2025 06:41 PM
    Thank you for the high recommendation, Oladapo. I'm glad to hear that you found our team to be responsive and organized throughout the process. It's always my goal to ensure everything runs smoothly and efficiently. If there's anything else...
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    Cameron S
    Santa Monica, CA
    Posted on July 10th, 2025 08:34 PM
    Michael and Erika were excellent throughout the process Bryan Bolton was also very helpful imqith checking in and making sure everything was going well
    Reply from Michael Ribas
    July 11th, 2025 12:24 PM
    I greatly appreciate your kind words, Cameron. It's great to hear that our efforts made a difference for you. Thank you so much for taking the time to share your experience. If you have any further questions or need assistance in the future,...
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  • Encompass
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    Lee V W
    Jackson, MS
    Posted on July 4th, 2025 11:07 PM
    Michael and his team are the best. This was my fourth home purchase and it was far and away the best experience I have had. I highly recommend Michael and First Horizon.
    Reply from Michael Ribas
    July 7th, 2025 01:08 PM
    Thank you, Lee, for your kind words. I'm so glad to hear that this purchase was your best experience yet. It was a pleasure working with you, and I appreciate your recommendation.
  • google
    E
    Edward E
    Posted on July 2nd, 2025 12:55 PM
    Michael Ribas has received a review with 5 star rating from Edward E
    Reply from Owner
    July 7th, 2025 01:06 PM
    I'm thrilled to hear that you had positive experience with our team. Thank you for your recommendation. It was a pleasure assisting you.
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    Edward R E
    Roswell, GA
    Posted on July 2nd, 2025 12:55 PM
    I cabg speak highly enough of Michael and his team (including Colby on the treasury side of the house). Communication was always timely and clear and timelines were alsays met Further, my rate and loan terms wrre fantastic Again, I can't recommend...
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    Reply from Michael Ribas
    July 2nd, 2025 01:31 PM
    I'm thrilled to hear that you had positive experience with our team. It's great to know that our communication and service were on point; the feedback is very much appreciated. Thank you for your recommendation. It was a pleasure assisting...
    read more
  • Encompass
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    Zachary G T
    Kingston Springs, TN
    Posted on June 21st, 2025 12:22 PM
    Process was smooth, all steps and information needed was clear and concise. Michael was accessible throughout the entire process for every question I had. Highly recommend.
    Reply from Michael Ribas
    June 23rd, 2025 02:30 PM
    Thank you for the high recommendation, Zack. It was a pleasure assisting you, and I'm glad to hear that you found the process was clear and concise. Please reach out any time you need further assistance.
  • Encompass
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    Zackary G
    Brentwood, TN
    Posted on May 17th, 2025 10:59 AM
    Timely communication and easy to work with.
    Reply from Michael Ribas
    May 19th, 2025 01:47 PM
    I'm happy to hear that you found the communication timely and the process easy. It was a pleasure working with you, Zack. I appreciate your positive feedback, and please reach out if you need further assistance.
  • Encompass
    J
    Joung K
    Decatur, GA
    Posted on May 12th, 2025 06:53 PM
    Very helpful in explaning available rates and products to make an informed decision
    Reply from Michael Ribas
    May 12th, 2025 07:22 PM
    I'm glad to hear that you found the information on available rates and products helpful. It was my pleasure to assist you in making an informed decision. Thank you, John, for your great review and kind words.
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    Walter C T
    Nashville, TN
    Posted on May 8th, 2025 01:00 PM
    Michael, April, and Erin were very responsive throughout the process and had the answers to all of my wife and I's questions as first time home buyers. Great team with a lot of experience!
    Reply from Michael Ribas
    May 8th, 2025 02:44 PM
    Thank you for your kind words and recognizing our team. I am so glad that you had a positive experience as a first-time home buyer. It was a pleasure working with you, and please let me know if you have any questions or need anything in the...
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  • Encompass
    P
    Philip W
    Nashville, TN
    Posted on May 6th, 2025 01:06 AM
    Michael was responsive and helpful in guiding us through our first mortgage. He was easy to get in touch with and proactive, and made this process much smoother than we could have ever anticipated!
    Reply from Michael Ribas
    May 6th, 2025 01:15 PM
    Thank you so much for your great feedback! I'm so glad to know that you found my guidance helpful, and it was a smooth process. It was a pleasure assisting both of you, and please let me know if you have further questions.
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.