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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Great communication, heard back quickly when I had questions. Also they were proactive in touching base with me when information was needed so I was aware and could gather what they needed quickly.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thanks Zach and congrats on the purchase of your first home.
Michael was great to work with. He was very knowledgeable and helped advise us throughout the entire process. He made buying our first home as much of a stress free experience as possible.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Cameron and congrats on the purchase of your first home.
Michael was incredibly helpful throughout the entire process - this was my first experience purchasing a home and he made it very easy!
Reply from Michael Ribas
February 9th, 2024 02:37 PM
I’m glad to hear that you found the home buying process easy with my assistance, Katherine. As a representative of First Horizon Bank, it's always my goal to provide the best service possible and make our clients' dreams come true. Your positive...
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Michael and Jamie did an excellent job of finding the best type of loan to get me, and kept me in the loop every step of the way!
Highly recommend!
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Jeremy and glad you are all settled in now to your new home.
Reply’s were fast
Michael was incredible and took the time to answer any question that came to mind. I would call him worried about something and he would immediately calm me down and talk through each step with me. He is AMAZING!
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Mandy. Glad you are settled into your new home and thank you for your patience along the way.
Michael was fantastic and really made the process as easy as you could hope. Very knowledgeable and gave my wife and me a lot of confidence that we were in great hands.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thanks Graham. Can't wait to see the new house.
Michael was easily accessible throughout the loan process. I wish the discounts were itemized to make the final loan details more transparent. Unfortunately, this misunderstanding was clarified at the time of closing which did not leave many...
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Michael and his team were very responsive and on top of it!
The team was very helpful, simple, and clear during the loan process
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.