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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
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0%
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Reviews from Web
  • Encompass
    A
    Andrew T
    Nashville, TN
    Posted on May 3rd, 2023 01:33 PM
    Thank you Michael for all of your support in this new and unfamiliar process. You were a pleasure to work with, and we were very happy working with you from all the lenders we spoke with.Appreciate all of the time you spent to walk us through...
    read more
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thanks Andrew for the kind words and congratulations on your new home!
  • Encompass
    J
    Jyotheen K
    Brentwood, TN
    Posted on April 24th, 2023 01:16 AM
    he was very patient and worked with all parties involved like builder, designer in closing the loan
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thank you Joe. It was a pleasure working with you.
  • Encompass
    R
    Robert E M
    Nashville, TN
    Posted on April 19th, 2023 02:11 PM
    Everything straight forward and very simple, even for someone like me that's not tech savvy. Communication was frequent, the online portal was a breeze, and the timing was as expected.
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thank you Robert. We have best in class technology.
  • Encompass
    D
    Daphne M P
    Brentwood, TN
    Posted on April 17th, 2023 01:40 PM
    Michael was an excellent loan officer who made us feel valued as customers. We were originally working with a different bank, but Michael's approach to servicing truly won us over. We will definitely recommend friends in the future.
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thank you Daphne. Glad everything all worked out and congrats on your new home.
  • Encompass
    J
    John N F
    Brentwood, TN
    Posted on April 16th, 2023 06:37 AM
    Excellent communication and advocating for best loan possible
  • Encompass
    A
    Anderson H W
    Cookeville, TN
    Posted on April 7th, 2023 06:17 PM
    I would highly recommend Michael Ribas to friends and family.
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thank you Anderson. It was a pleasure working with you and Viviane.
  • Encompass
    G
    Gigi A W
    Brentwood, TN
    Posted on March 24th, 2023 01:54 PM
    Everyone was respectful, responsive, knowledgeable and helpful. They made a process that can be arduous very quick and painless.
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thank you Gigi. I'm glad everything went smoothly.
  • Encompass
    J
    John J W
    Brentwood, TN
    Posted on March 21st, 2023 03:14 PM
    Your people.
    Reply from Michael Ribas
    February 9th, 2024 02:36 PM
    I'm genuinely thrilled to hear that you had a positive experience, John. Here at First Horizon Bank, we place a great deal of importance on our team's ability to provide exceptional service. Your maximum rating of 5 stars underscores the hard...
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  • Encompass
    K
    Kathonia J J
    Rome, GA
    Posted on March 18th, 2023 11:05 AM
    Michael is always awesome to work with and advises us well on loan packages
    Reply from Michael Ribas
    July 5th, 2023 03:29 PM
    Thank you Jenetta. It was a pleasure working with you once again.
  • Encompass
    J
    John L V
    Suwanee, GA
    Posted on March 9th, 2023 07:22 PM
    Overall Great Experience
    Reply from Michael Ribas
    February 9th, 2024 02:37 PM
    I'm delighted to hear about your great experience, John. Your feedback is greatly appreciated and it was truly a pleasure to assist you. Rest assured that at First Horizon Bank, we're committed to delivering high-quality service that meets...
    read more
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.