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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Thank you Michael for all of your support in this new and unfamiliar process. You were a pleasure to work with, and we were very happy working with you from all the lenders we spoke with.Appreciate all of the time you spent to walk us through...
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Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thanks Andrew for the kind words and congratulations on your new home!
he was very patient and worked with all parties involved like builder, designer in closing the loan
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Joe. It was a pleasure working with you.
Everything straight forward and very simple, even for someone like me that's not tech savvy. Communication was frequent, the online portal was a breeze, and the timing was as expected.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Robert. We have best in class technology.
Michael was an excellent loan officer who made us feel valued as customers. We were originally working with a different bank, but Michael's approach to servicing truly won us over. We will definitely recommend friends in the future.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Daphne. Glad everything all worked out and congrats on your new home.
Excellent communication and advocating for best loan possible
I would highly recommend Michael Ribas to friends and family.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Anderson. It was a pleasure working with you and Viviane.
Everyone was respectful, responsive, knowledgeable and helpful. They made a process that can be arduous very quick and painless.
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Gigi. I'm glad everything went smoothly.
Your people.
Reply from Michael Ribas
February 9th, 2024 02:36 PM
I'm genuinely thrilled to hear that you had a positive experience, John. Here at First Horizon Bank, we place a great deal of importance on our team's ability to provide exceptional service. Your maximum rating of 5 stars underscores the hard...
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Michael is always awesome to work with and advises us well on loan packages
Reply from Michael Ribas
July 5th, 2023 03:29 PM
Thank you Jenetta. It was a pleasure working with you once again.
Overall Great Experience
Reply from Michael Ribas
February 9th, 2024 02:37 PM
I'm delighted to hear about your great experience, John. Your feedback is greatly appreciated and it was truly a pleasure to assist you. Rest assured that at First Horizon Bank, we're committed to delivering high-quality service that meets...
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.