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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Michael Ribas is the best MLO I have ever worked with. He was in constant communication with me, and he minimized our efforts for documentation by summarizing needs and helping wherever he could. I will be referring many of my clients to Michael....
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Michael is always very responsive. He made us aware of a product that we did not even know was available, which ultimately enabled us to purchase our home. We are grateful for his expertise!
Michael and his team were very easy to work with and very responsive to any questions.
Michael was easily accessible to us whenever we needed him. The process was stress free and simple. We will recommend Michael to everyone we know.
Michael was very responsive. He was always available to answer questions and was a great resource. Would definitely work with him again.
Michael is responsive, available to explain the process and answer questions that come up throughout the process.
Michael and his moved mountains to make a very quick closing process so the closing date would fall on my wife's birthday. Couldn't ask for a better job.
Great communication with Jamie Jones.
Super smooth process and great communication.
Easy communication and smooth online interface
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.