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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Easy to work with and easy to get ahold of when needed. Fast replies when we had questions
Reply from Michael Ribas
February 9th, 2024 02:34 PM
I'm truly grateful for your kind words, Clare. It's wonderful to hear you found the process easy and my responses swift – your satisfaction is my top priority. I'm here to assist at any point in the future as well. Thank you for choosing First...
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Excellent attention and service.
Reply from Michael Ribas
February 9th, 2024 02:35 PM
I'm truly humbled by your kind words and perfect rating, Patrick! Ensuring excellent service for our valued customers at First Horizon Bank is indeed our top priority. I'm elated to know that you had such a great experience. Rest assured, we...
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Michael goes above and beyond to make sure the client and all the details are taken care of.
Reply from Michael Ribas
February 9th, 2024 02:35 PM
I'm sincerely grateful for your kind review, David. Your feedback is tremendously appreciated. It's always my priority to ensure that all details are properly managed for my clients. I'm thrilled to know that you had a positive experience....
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Quick and easy. Any questions were answered promptly.
Reply from Michael Ribas
February 9th, 2024 02:35 PM
I'm delighted to hear that your experience with First Horizon Bank was quick and easy, Jeremy. Ensuring your queries are promptly answered is of utmost importance to me. Thank you for the outstanding rating—it truly means a lot. Always here...
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The whole process was make very easy and everything was communicated extremely well. Thank you
Reply from Michael Ribas
February 9th, 2024 02:38 PM
I'm absolutely thrilled to hear that you found our process easy and communication clear, Anjali. Your feedback truly means a lot to me and First Horizon Bank. We always strive to provide the highest level of service to our valued clients. Thank...
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Ease of communication, willing to work with clients needs, knowledge
Reply from Michael Ribas
February 9th, 2024 02:39 PM
I'm thrilled to hear that you had a positive experience at First Horizon Bank! It's always my priority to ensure clear communication and to tailor our approach to suit each individual client's needs. Your feedback and your 5-star rating are...
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efficient and quick communication
Reply from Michael Ribas
May 10th, 2024 03:43 PM
I'm really pleased to hear that you found our communication to be efficient and quick, Jamie. Your positive feedback means a lot to us here at First Horizon Bank. We're always here to provide you with top-notch service. Thanks for the 5-star...
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Professional and easy to work with
Reply from Michael Ribas
February 9th, 2024 02:40 PM
Thank you, Thomas, for the perfect rating and your kind words. I strive to provide a professional service and I'm glad to hear you found the process easy. Rest assured that I will continue to provide the same level of service in the future....
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Michael was easy to talk to, informative, and amenable.
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.