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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
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5 Star
97%
4 Star
2%
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1%
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Reviews from Web
  • Encompass
    M
    Marcia B V
    Nashville, TN
    Posted on August 8th, 2023 02:10 PM
    It was so easy!! And working with Michael and his team was awesome. They were very responsive to questions and made the entire process easy.
    Reply from Michael Ribas
    August 11th, 2023 04:02 PM
    Thank you Marcia and David. It was great working with you and congratulations on your new home!
  • Encompass
    B
    Benjamin D W
    Nashville, TN
    Posted on August 7th, 2023 11:48 AM
    No thank you
  • Encompass
    L
    Lowell H F
    Nashville, TN
    Posted on August 1st, 2023 11:46 AM
    Overall good experience with Michael and his team. His team was always available when we needed them. The digital program was not as user friendly as I anticipated.
    Reply from Michael Ribas
    August 11th, 2023 03:25 PM
    Thanks Harrison. Congratulations on your new home!
  • Encompass
    K
    Katherine B G
    Nashville, TN
    Posted on July 21st, 2023 08:22 PM
    Very straightforward with questions answered along the way.
    Reply from Michael Ribas
    August 11th, 2023 03:20 PM
    Thank you Katherine and congrats on your new home!
  • Encompass
    R
    Ryan B C
    Nolensville, TN
    Posted on July 15th, 2023 03:21 PM
    Great pre-made videos for explanation. Easy application/website to use for upload. Always kept me informed. Erika Lane walked me through the final piece as well.
    Reply from Michael Ribas
    August 11th, 2023 03:20 PM
    Thank you for the great review! It was a pleasure working with you.
  • Encompass
    S
    Sharon L I
    Nashville, TN
    Posted on July 12th, 2023 03:56 PM
    Communication around closing process was poor. Several people on vacation during closing.
  • Encompass
    S
    Steven P R
    Sewanee, TN
    Posted on July 8th, 2023 10:33 PM
    Michael and his staff were very helpful and alway available to help make things go smoothly and on time.
    Reply from Michael Ribas
    August 11th, 2023 03:13 PM
    Thank you Steven! It was great to work with you again.
  • Encompass
    M
    Marcy J A
    Franklin, TN
    Posted on July 5th, 2023 04:56 PM
    I have worked with Michael for years. He was so helpful in helping us close on the home of our dreams!
    Reply from Michael Ribas
    August 11th, 2023 03:09 PM
    Thank you Marcy! It was great to work with you again and congrats on your beautiful new home!
  • Encompass
    M
    Michael E M
    Nashville, TN
    Posted on June 25th, 2023 11:24 PM
    Great communication, Michael Ribas answered all my questions and helped make the process less stressful for me.
    Reply from Michael Ribas
    February 9th, 2024 02:33 PM
    I'm delighted to hear that you had a positive experience with me at First Horizon Bank and felt less stressed during the process. Your satisfaction is my top priority, and I'm thankful for the opportunity to assist you. I'm always here to answer...
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  • Encompass
    Z
    Zachary J I
    Nashville, TN
    Posted on June 20th, 2023 12:14 PM
    Responsiveness
    Reply from Michael Ribas
    February 9th, 2024 02:34 PM
    I'm thrilled to hear you had a positive experience and rated our service 5 stars, Zachary! Responsiveness is one of my top priorities at First Horizon Bank, and I'm glad to know it's appreciated. Looking forward to assisting you in the future....
    read more
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.