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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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It was so easy!! And working with Michael and his team was awesome. They were very responsive to questions and made the entire process easy.
Reply from Michael Ribas
August 11th, 2023 04:02 PM
Thank you Marcia and David. It was great working with you and congratulations on your new home!
No thank you
Overall good experience with Michael and his team. His team was always available when we needed them.
The digital program was not as user friendly as I anticipated.
Reply from Michael Ribas
August 11th, 2023 03:25 PM
Thanks Harrison. Congratulations on your new home!
Very straightforward with questions answered along the way.
Reply from Michael Ribas
August 11th, 2023 03:20 PM
Thank you Katherine and congrats on your new home!
Great pre-made videos for explanation. Easy application/website to use for upload. Always kept me informed. Erika Lane walked me through the final piece as well.
Reply from Michael Ribas
August 11th, 2023 03:20 PM
Thank you for the great review! It was a pleasure working with you.
Communication around closing process was poor. Several people on vacation during closing.
Michael and his staff were very helpful and alway available to help make things go smoothly and on time.
Reply from Michael Ribas
August 11th, 2023 03:13 PM
Thank you Steven! It was great to work with you again.
I have worked with Michael for years. He was so helpful in helping us close on the home of our dreams!
Reply from Michael Ribas
August 11th, 2023 03:09 PM
Thank you Marcy! It was great to work with you again and congrats on your beautiful new home!
Great communication, Michael Ribas answered all my questions and helped make the process less stressful for me.
Reply from Michael Ribas
February 9th, 2024 02:33 PM
I'm delighted to hear that you had a positive experience with me at First Horizon Bank and felt less stressed during the process. Your satisfaction is my top priority, and I'm thankful for the opportunity to assist you. I'm always here to answer...
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Responsiveness
Reply from Michael Ribas
February 9th, 2024 02:34 PM
I'm thrilled to hear you had a positive experience and rated our service 5 stars, Zachary! Responsiveness is one of my top priorities at First Horizon Bank, and I'm glad to know it's appreciated. Looking forward to assisting you in the future....
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.