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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Michael is AWESOME! He kept me informed every step of the way. He usually picked up immediately or returned my call immediately when I called. If he didn't know the answer to a question he was able to contact the correct person and give me...
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Reply from Michael Ribas
December 13th, 2023 01:57 PM
That is great to hear, Elosha! I am happy to help. Congratulations on your new home.
The loan process was smooth. Michael was great to work with.
Reply from Michael Ribas
December 5th, 2023 02:28 PM
Thank you, Erin, and congratulations on your new home!
On a very fast timeline, Michael got us into our new home with minimal stress. He was attentive, proactive, and had a great team built around him that we could reach out to for moving things forward. Especially around the holiday season, we...
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Reply from Michael Ribas
December 5th, 2023 02:33 PM
Congratulations on your new home! So glad you were able to get moved in and settled well before Christmas.
Easy transaction, knowledgeable, and friendly
Reply from Michael Ribas
December 5th, 2023 02:25 PM
Great to hear, and congratulations on the new home!
Loved working with this team. Very easy to work with and very responsive communication.
Reply from Michael Ribas
October 30th, 2023 06:16 PM
Thank you, Greg! It was great working with you.
Michael Ribas and his team made it easy and non stressful through the loan process! They stayed up to date with everything and kept us updated as stuff was needed! We will definitely recommend First Horizon Bank with Michael Ribas!
Reply from Michael Ribas
September 20th, 2023 06:49 PM
Thank you, Hannah, and congratulations on your new home!
Excellent communication and prompt action. Issues were solved without much delay.
Reply from Michael Ribas
September 7th, 2023 02:39 PM
I am so happy for you to be in your new home. Congratulations and thank you for the kind words.
Communication was great. I never had to wait days for my questions to be answered
Reply from Michael Ribas
September 7th, 2023 02:40 PM
Thank you, Alejandro. It was great working with you, and I am so happy for you to be in your new home.
Communicative every step of the way, answered my many questions with accuracy and grace, very flexible in tailoring the loan to our needs. Great experience.
Reply from Michael Ribas
August 28th, 2023 03:01 PM
Thank you so much, Hadi! It was a pleasure working with you.
At sixty years old, I have purchase and refinanced homes multiple times and so I'm familiar with how convoluted and occasionally frustrating the process can be. My experience here was excellent. Everyone involved remained engaged in the flow...
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Reply from Michael Ribas
February 9th, 2024 02:32 PM
Thank you for taking the time to share your positive experience, David. I'm delighted to hear that you found our process clear and concise. Your satisfaction is my number one priority, and it's rewarding to know we met that mark with you. My...
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.