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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
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Reviews from Web
  • Encompass
    E
    Elosha J
    Brentwood, TN
    Posted on December 13th, 2023 12:23 PM
    Michael is AWESOME! He kept me informed every step of the way. He usually picked up immediately or returned my call immediately when I called. If he didn't know the answer to a question he was able to contact the correct person and give me...
    read more
    Reply from Michael Ribas
    December 13th, 2023 01:57 PM
    That is great to hear, Elosha! I am happy to help. Congratulations on your new home.
  • Encompass
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    Erin C F
    Nashville, TN
    Posted on December 5th, 2023 12:38 PM
    The loan process was smooth. Michael was great to work with.
    Reply from Michael Ribas
    December 5th, 2023 02:28 PM
    Thank you, Erin, and congratulations on your new home!
  • Encompass
    R
    Richard L M
    Nashville, TN
    Posted on November 28th, 2023 04:16 PM
    On a very fast timeline, Michael got us into our new home with minimal stress. He was attentive, proactive, and had a great team built around him that we could reach out to for moving things forward. Especially around the holiday season, we...
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    Reply from Michael Ribas
    December 5th, 2023 02:33 PM
    Congratulations on your new home! So glad you were able to get moved in and settled well before Christmas.
  • Encompass
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    Danny W
    Nashville, TN
    Posted on November 23rd, 2023 08:39 PM
    Easy transaction, knowledgeable, and friendly
    Reply from Michael Ribas
    December 5th, 2023 02:25 PM
    Great to hear, and congratulations on the new home!
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    Gregory R F
    Knoxville, TN
    Posted on October 23rd, 2023 12:28 PM
    Loved working with this team. Very easy to work with and very responsive communication.
    Reply from Michael Ribas
    October 30th, 2023 06:16 PM
    Thank you, Greg! It was great working with you.
  • Encompass
    H
    Hannah N T
    Lafayette, TN
    Posted on September 18th, 2023 10:53 PM
    Michael Ribas and his team made it easy and non stressful through the loan process! They stayed up to date with everything and kept us updated as stuff was needed! We will definitely recommend First Horizon Bank with Michael Ribas!
    Reply from Michael Ribas
    September 20th, 2023 06:49 PM
    Thank you, Hannah, and congratulations on your new home!
  • Encompass
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    Juliana H S
    Greenbrier, TN
    Posted on September 3rd, 2023 05:38 PM
    Excellent communication and prompt action. Issues were solved without much delay.
    Reply from Michael Ribas
    September 7th, 2023 02:39 PM
    I am so happy for you to be in your new home. Congratulations and thank you for the kind words.
  • Encompass
    A
    Alejandro S
    Greenbrier, TN
    Posted on September 3rd, 2023 03:55 PM
    Communication was great. I never had to wait days for my questions to be answered
    Reply from Michael Ribas
    September 7th, 2023 02:40 PM
    Thank you, Alejandro. It was great working with you, and I am so happy for you to be in your new home.
  • Encompass
    A
    Abdul-Hadi K
    Nashville, TN
    Posted on August 27th, 2023 03:50 PM
    Communicative every step of the way, answered my many questions with accuracy and grace, very flexible in tailoring the loan to our needs. Great experience.
    Reply from Michael Ribas
    August 28th, 2023 03:01 PM
    Thank you so much, Hadi! It was a pleasure working with you.
  • Encompass
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    David A V
    Nashville, TN
    Posted on August 11th, 2023 10:43 AM
    At sixty years old, I have purchase and refinanced homes multiple times and so I'm familiar with how convoluted and occasionally frustrating the process can be. My experience here was excellent. Everyone involved remained engaged in the flow...
    read more
    Reply from Michael Ribas
    February 9th, 2024 02:32 PM
    Thank you for taking the time to share your positive experience, David. I'm delighted to hear that you found our process clear and concise. Your satisfaction is my number one priority, and it's rewarding to know we met that mark with you. My...
    read more
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.