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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Michael was always responsive
Reply from Michael Ribas
March 22nd, 2024 01:38 PM
Thank you, Viviane! It was great to work with you and Anderson again.
Michael’s team was very responsive, and the various online tools made the tedious part of document gathering much simpler.
Reply from Michael Ribas
March 11th, 2024 02:53 PM
Thank you, Jeff, for your 5-star review! I'm happy to hear that you found the online tools useful in simplifying the document gathering process. Please don't hesitate to reach out if you need anything else in the future. Thanks again for choosing...
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First home. Great experience!
Reply from Michael Ribas
March 1st, 2024 09:19 PM
Thank you, Peter! It was great working with you and Allie. Best wishes for both of you and your new home.
Ease of communication and responsiveness of team
Reply from Michael Ribas
February 20th, 2024 02:04 PM
Thank you for your positive feedback, Aditi! I'm delighted to know that you had a great experience with our team. Congratulations on your new home, and I look forward to assisting you again in the future.
Mike is the best!
Reply from Michael Ribas
February 13th, 2024 08:11 PM
Thank you for taking the time to leave a 5-star review, Alex! I appreciate your positive feedback. We really enjoyed working with you and Erin.
Michael was fantastic through the entire process of securing a mortgage and closing on the new house we purchased. He and his team answered all of our questions, were accessible and always professional. It has led us to decide to also do our...
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Reply from Michael Ribas
February 9th, 2024 02:03 PM
That is great to hear, Mark! I hope you and the family enjoy your new home.
Michael was very helpful in better understanding the ins and outs of mortgages, since we were first time home buyers. He also promptly answered questions and was always clear about next steps. Thanks to you and your team, Michael.
Reply from Michael Ribas
January 16th, 2024 08:57 PM
Thank you, Amara! I was happy to help. Best wishes for both of you and your new home.
The team and their response to questions.
Reply from Michael Ribas
January 2nd, 2024 04:28 PM
Congratulations on your new home and welcome back to TN!
We had a very successful closing! Michael and his team made the process as smooth as possible and I learned quite a bit along the way. The First Horizon team were communicative, knowledgeable and helpful the entire way through. Thank you for...
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Reply from Michael Ribas
December 22nd, 2023 05:05 PM
That is great to hear, Matthew. Congratulations on your new home!
michael and his team were amazing. they helped me to get through a very fast closing while always keeping me informed. even after we had to pull out of a contract, only a few days before closing, because of a seller issue, michael and his team...
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Reply from Michael Ribas
December 21st, 2023 03:23 PM
Thank you Bob! It was great working with you and congratulations on your new home!
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.