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Michael Ribas - Mortgage Loan Officer in Nashville, TN
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Michael Ribas

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Mortgage Loan Officer

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Vanderbilt University
Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
Company Logo
Vanderbilt University
Vanderbilt University
Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
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0%
1 Star
0%
Reviews from Web
  • Encompass
    P
    Patrick M L
    Nashville, TN
    Posted on May 30th, 2024 12:30 PM
    Great experience
    Reply from Michael Ribas
    May 30th, 2024 01:58 PM
    I'm thrilled to hear you had a great experience, Patrick! It's always rewarding to know that our efforts are being positively received. Please do not hesitate to reach out if you need further assistance in the future. Thank you!
  • Encompass
    S
    Sang H K
    Murfreesboro, TN
    Posted on May 16th, 2024 12:44 PM
    Michael Ribas and his team were very responsive and helpful throughout the whole process. The rates he provided were significantly better than other loan providers. I would highly recommend him to anyone looking to purchase a home in TN.
    Reply from Michael Ribas
    May 16th, 2024 06:09 PM
    Thank you for the 5 stars and for the incredible review, David! It was a pleasure to assist you with your home buying process. Your recommendation means a lot to me and the team. If you or anyone you know ever need assistance in the future,...
    read more
  • Encompass
    L
    Lauren L
    Murfreesboro, TN
    Posted on May 13th, 2024 03:01 PM
    Michael has been very informative and responsive. Felt very taken care of and would recommend to anyone.
    Reply from Michael Ribas
    May 13th, 2024 03:25 PM
    Thank you so much, Lauren, for your positive feedback and the 5-star rating! It was great working with you and David! I'm happy to hear that you felt well taken care of and please don't hesitate to reach out if you need anything in the future....
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  • Encompass
    A
    Audrey L B
    Nashville, TN
    Posted on May 10th, 2024 01:48 AM
    Friendly, knowledgeable, and quick/efficient responses throughout the process.
    Reply from Michael Ribas
    May 10th, 2024 03:43 PM
    Audrey, it was a pleasure to work with you. Thank you so much for the 5-star rating and the kind words. I'm glad you found my service at First Horizon Bank friendly, knowledgeable, and efficient. That's what I strive for every day. Looking...
    read more
  • Encompass
    J
    Joshua R G
    Brentwood, TN
    Posted on May 8th, 2024 10:28 PM
    Ease of communication, always available, and easy to understand explanations.
    Reply from Michael Ribas
    May 9th, 2024 07:42 PM
    Thank you for your positive feedback, Josh! I'm glad I could provide clear, easy-to-understand explanations and be available when you needed assistance. If you have any questions in the future, please don't hestiate to ask. I look forward to...
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  • Encompass
    F
    Forrest P A
    Nashville, TN
    Posted on May 6th, 2024 10:19 PM
    No issues. Great experience
    Reply from Michael Ribas
    May 7th, 2024 02:25 PM
    I'm so glad to hear that you had a great experience, Penn! Thank you for the great rating, and I'm here if you need any further assistance.
  • Encompass
    H
    Heather K M
    Burns, TN
    Posted on May 2nd, 2024 03:37 AM
    Knowlegdable, friendly, and easy to work with. Will definitely recommend to friends and family in the future.
    Reply from Michael Ribas
    May 2nd, 2024 03:05 PM
    Thank you for the 5-star review, Heather! I enjoyed working with you, and I'm happy to hear that you'll recommend me to your friends and family.  If you have any future needs or questions, don't hesitate to reach out. Thanks again for your...
    read more
  • Encompass
    I
    Ian C M
    Nashville, TN
    Posted on April 12th, 2024 02:16 PM
    Very easy and thorough communication, lots of updates and reminders sent via email regarding status/progress. Whole team was helpful and pleasant to interact with.
    Reply from Michael Ribas
    April 12th, 2024 02:47 PM
    Thank you, Ian!  That is great to hear. We take pride in our communication and customer service, and it is always rewarding to know it is well received. I will be sure to share your kind words with the rest of the team.  We look forward to...
    read more
  • Encompass
    C
    Carl M L
    Brentwood, TN
    Posted on April 2nd, 2024 10:28 PM
    This was a difficult transaction on a niche product (C2P) in a up and down economy. Happy that we were able to get it across the finish line and thanks for all the hard work.
    Reply from Michael Ribas
    April 3rd, 2024 03:38 PM
    Thank you for the 5-star review, Matt! I appreciate your patience and understanding throughout the transaction, and I look forward to continuing to work with you in the future.
  • Encompass
    A
    Anderson H W
    Nashville, TN
    Posted on March 31st, 2024 12:12 PM
    Great experience. I am a repeat customer.
    Reply from Michael Ribas
    April 1st, 2024 02:17 PM
    Thank you, Anderson, for your 5-star review! It was great working with you again!
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    About
    My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
    Products & Services
    Mortgage Loan Officer
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Specialities
    Doctor Loans
    Construction to Perm Loans
    First Time Home Buyer Loans
    Private Client Lending
    Music & Entertainment Industry Lending
    Jumbo Loans
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    Education
    • Vanderbilt University
      Vanderbilt University logo
    Memberships
    • First Horizon Sales Advisory Group
    • SEARCH Ministries
    • Hillwood Country Club
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    Addresses and Serving Areas

    Year Started

    2005

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 472329
    Gallery
    Michael Ribas - Gallery Photo
    Michael Ribas - Gallery Photo
    Achievements
    • Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
    • Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
    • Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
    • View All
    Hobbies
    • Tennis
    • Golf
    • Pickleball
    • View All
    Disclaimer
    Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.