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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Reviews from Web
Great experience
Reply from Michael Ribas
May 30th, 2024 01:58 PM
I'm thrilled to hear you had a great experience, Patrick! It's always rewarding to know that our efforts are being positively received. Please do not hesitate to reach out if you need further assistance in the future. Thank you!
Michael Ribas and his team were very responsive and helpful throughout the whole process. The rates he provided were significantly better than other loan providers. I would highly recommend him to anyone looking to purchase a home in TN.
Reply from Michael Ribas
May 16th, 2024 06:09 PM
Thank you for the 5 stars and for the incredible review, David! It was a pleasure to assist you with your home buying process. Your recommendation means a lot to me and the team. If you or anyone you know ever need assistance in the future,...
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Michael has been very informative and responsive. Felt very taken care of and would recommend to anyone.
Reply from Michael Ribas
May 13th, 2024 03:25 PM
Thank you so much, Lauren, for your positive feedback and the 5-star rating! It was great working with you and David! I'm happy to hear that you felt well taken care of and please don't hesitate to reach out if you need anything in the future....
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Friendly, knowledgeable, and quick/efficient responses throughout the process.
Reply from Michael Ribas
May 10th, 2024 03:43 PM
Audrey, it was a pleasure to work with you. Thank you so much for the 5-star rating and the kind words. I'm glad you found my service at First Horizon Bank friendly, knowledgeable, and efficient. That's what I strive for every day. Looking...
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Ease of communication, always available, and easy to understand explanations.
Reply from Michael Ribas
May 9th, 2024 07:42 PM
Thank you for your positive feedback, Josh! I'm glad I could provide clear, easy-to-understand explanations and be available when you needed assistance. If you have any questions in the future, please don't hestiate to ask. I look forward to...
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No issues. Great experience
Reply from Michael Ribas
May 7th, 2024 02:25 PM
I'm so glad to hear that you had a great experience, Penn! Thank you for the great rating, and I'm here if you need any further assistance.
Knowlegdable, friendly, and easy to work with. Will definitely recommend to friends and family in the future.
Reply from Michael Ribas
May 2nd, 2024 03:05 PM
Thank you for the 5-star review, Heather! I enjoyed working with you, and I'm happy to hear that you'll recommend me to your friends and family. If you have any future needs or questions, don't hesitate to reach out. Thanks again for your...
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Very easy and thorough communication, lots of updates and reminders sent via email regarding status/progress. Whole team was helpful and pleasant to interact with.
Reply from Michael Ribas
April 12th, 2024 02:47 PM
Thank you, Ian! That is great to hear. We take pride in our communication and customer service, and it is always rewarding to know it is well received. I will be sure to share your kind words with the rest of the team. We look forward to...
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This was a difficult transaction on a niche product (C2P) in a up and down economy. Happy that we were able to get it across the finish line and thanks for all the hard work.
Reply from Michael Ribas
April 3rd, 2024 03:38 PM
Thank you for the 5-star review, Matt! I appreciate your patience and understanding throughout the transaction, and I look forward to continuing to work with you in the future.
Great experience. I am a repeat customer.
Reply from Michael Ribas
April 1st, 2024 02:17 PM
Thank you, Anderson, for your 5-star review! It was great working with you again!
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.