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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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service and responsiveness
Reply from Michael Ribas
July 17th, 2024 12:54 PM
I'm delighted to hear that you were pleased with the service. Your positive feedback is genuinely appreciated. It was great working with you. And if there is anything else you need, don't hesitate to reach out.
Michael and Team are fantastic to work with, very knowledgeable and timely. Michael has built a relationship with me for multiple years prior to even closing on a mortgage with him. Highly recommend him and his team. Will be back for future...
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Reply from Michael Ribas
July 10th, 2024 02:49 PM
Thanks for the glowing review, Steve! I truly appreciate it, and it was a pleasure working with you. I look forward to working with you again for future mortgages, just reach out anytime. Thanks again!
Michael Ribas has received a review with 5 star rating from Lily K
Reply from Owner
February 24th, 2025 08:43 PM
Hi Lily, thank you so much for taking the time to leave a positive review. I'm thrilled to know that we met your expectations. It's always my goal to provide the best service possible, so your high rating means a lot. If there's ever anything...
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Michael and his team were amazing communicators. All our questions were answered within minutes. They made the whole process so easy and organized.
Reply from Michael Ribas
July 9th, 2024 07:13 PM
I am thrilled to hear about your positive experience! Your feedback really means a lot to me. If you have any more questions in the future, I'm just a message away. Thanks again, Lily, for the wonderful review.
Process was very easy to get everything turned in and signed! Enjoyed working with you
Reply from Michael Ribas
July 8th, 2024 05:02 PM
I'm so glad to hear the great feedback, Maegan; it was a pleasure working with you as well. Congratulations on the new home! I am always here to assist you with any future needs. Thank you.
Michael Ribas has received a review with 5 star rating from Matthew R
Reply from Owner
February 24th, 2025 08:44 PM
Thank you, Matthew, for taking the time to give a very positive google review! I always strive to provide the best possible service for my clients, and I am thrilled to receive the positive feedback. If you need any assistance, please reach...
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Very responsive. It is hard in my line of work to have time between 9 to 5 to handle banking items. The flexibility and quick response times made it so the loan process didn’t get drawn out over months.
Reply from Michael Ribas
July 8th, 2024 04:59 PM
Thank you very much for the great review, Matt! I know your time is valuable, and I am pleased that we could make the process efficient for you. Looking forward to assisting you with any future mortgage needs.
Michael Ribas was great. Informative and responsive throughout the process.
Reply from Michael Ribas
June 27th, 2024 03:00 PM
It was definitely a pleasure helping you throughout the process! Thank you for your positive feedback; it is greatly appreciated. Please reach out if you need any future assistance.
Very responsive and helpful!
Reply from Michael Ribas
June 21st, 2024 01:09 PM
I'm thrilled to hear that you had such a positive experience! Providing top notch service is always my goal. I appreciate your feedback. If you need any further assistance, don't hesitate to reach out.
From the First Horizon bank agent (Allie Barringer) to (Michael Ribas) and (Erica Lane and April Harris) we have been treated as the most important client. Our concerns were address in a timely manner; also all of our questions were answered...
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Reply from Michael Ribas
June 20th, 2024 08:30 PM
Thank you for the great review and the perfect rating! Your feedback is very valuable. Don't hesitate to reach out if you ever need our services again in the future. And thank you again for recommending us to others. It means the world to me!...
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
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Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.