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Michael Ribas
Mortgage Loan Officer


Vanderbilt University
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, k... Show More
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Reviews from Web
It was easy to complete the items. Michael and the team were very responsive to questions I had.
Reply from Michael Ribas
August 26th, 2024 12:51 PM
I'm so glad to hear you had a positive experience, Taylor. We strive to be responsive and to make the process as easy as possible. Thank you for the excellent rating and for taking the time to leave a review. It's greatly appreciated, and we're...
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Great communication through the process
Thank you
Reply from Michael Ribas
August 15th, 2024 04:57 PM
I'm thrilled to hear that you appreciated my communication, Paula. Your positive feedback means a lot. If you have any further needs or questions, don't hesitate to reach back out. Thanks for the perfect rating!
Great experience applying for mortgage. Simple and efficient. Great people to work with.
Reply from Owner
February 24th, 2025 08:41 PM
Thank you for taking the time to share your experience, Troy. I'm thrilled to hear that you found the process simple and efficient. It’s always my goal to make things as smooth as possible for my clients. If you have any questions or need further...
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Very clear and efficient process. Great communication and always available to answer questions and guide me through each step.
Reply from Michael Ribas
August 5th, 2024 01:27 PM
Thank you for the great rating, Troy! I'm thrilled to hear that you found the process to be clear and efficient. Communication is a top priority for me, so I appreciate the positive feedback. Please reach out if you have any further questions...
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Very on top of things and guided us through this process seamlessly. Very pleasant to work with and answered all questions
Reply from Michael Ribas
August 1st, 2024 04:30 PM
I am thrilled to hear that you had such a positive experience, Andrew. Your feedback is greatly appreciated. I strive to make the process as smooth as possible for everyone, so I'm glad to hear that was your experience. If you have any more...
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Thanks for all your help!
Reply from Owner
February 24th, 2025 08:46 PM
Viviane, I'm really glad to hear that you were satisfied with the help you received. It's always my goal to make things as smooth and easy as possible for you. If you ever need anything else or have more questions, feel free to reach out anytime....
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Michael was very responsive and made the whole process easy.
Reply from Michael Ribas
July 29th, 2024 12:47 PM
I'm so glad to hear that you found the process smooth and easy, Viviane. It was my pleasure to work with you again, and your positive feedback means a lot to me. I always strive to be responsive and accessible to all my clients. If you have...
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Everything really. Website portal easy to use, good rate, always willing to answer questions along the way, prompt communications. All good!
Reply from Michael Ribas
July 29th, 2024 12:44 PM
Thank you for the perfect rating and kind words, Chris! It's encouraging to hear that everything met your satisfaction. Your feedback reaffirms the hard work we put into our customer service. I'm always here to help answer any questions you...
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Michael Ribas has received a review with 5 star rating from Anderson W
Reply from Owner
February 24th, 2025 08:47 PM
Anderson, I'm thrilled to hear you had a positive experience. Your feedback means a lot to me, and I'm grateful for the opportunity to assist you. If you ever need anything else or have more questions, please feel free to reach out.
Would recommend Michael Ribas to anyone.
Reply from Michael Ribas
July 22nd, 2024 02:26 PM
I'm thrilled to hear you had another positive experience, Anderson! Your recommendation means a lot. It was great working with you again. Please don't hesitate to reach out if you need anything else. Thanks for taking the time to share your...
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About
My name is Michael Ribas and I am a Mortgage Loan Officer for First Horizon Bank in the Nashville area. First Horizon Bank is committed to making your banking experience the best it can be with innovative, convenient services and helpful, knowledgeable people. From your first checking account to the loan you need to build a home or business, we are committed to helping you at every stage of your financial life. Contact me today!
Products & Services
Mortgage Loan Officer
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
Doctor Loans
Construction to Perm Loans
First Time Home Buyer Loans
Private Client Lending
Music & Entertainment Industry Lending
Jumbo Loans
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Education
- Vanderbilt University

Memberships
- First Horizon Sales Advisory Group
- SEARCH Ministries
- Hillwood Country Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 472329
Gallery


Achievements
- Diamond Circle Award from First Horizon Bank 2018, 2019, 2020, 2021, 2022, 2023
- Diamond Award from Nashville Mortgage Bankers Association 2021, 2022, 2023
- Platinum Award from Nashville Mortgage Bankers Association 2018, 2019, 2020
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Hobbies
- Tennis
- Golf
- Pickleball
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Disclaimer
Banking Products and Services provided by First Horizon Bank. Member FDIC. Equal Housing Lender.