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Michael Potoczak - Loan Officer | NMLS 966993 in Basking Ridge, NJ
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Michael Potoczak

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Loan Officer | NMLS 966993

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Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
2%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
    M
    Martin M
    Washington, NJ
    Posted on June 25th, 2024 07:17 PM
    The overall house buying process was a nightmare but the mortgage part of it and mikes expertise with guiding me every step of the way
    Reply from Michael Potoczak
    June 26th, 2024 01:38 PM
    I'm truly humbled by your kind words, Martin. It's gratifying to know that I could make the mortgage process easier for you in your house buying journey. At Embrace Home Loans, we always strive to provide the best service to our clients. This...
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  • SFTP
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    Alexandra B
    Caldwell, NJ
    Posted on June 10th, 2024 10:54 AM
    ...............
    Reply from Michael Potoczak
    June 26th, 2024 01:39 PM
    Thank you for taking the time to review your experience with Embrace Home Loans, Alexandra. I noticed that we fell short of a 5-star experience for your loan purchase. I am sorry if you were not fully satisfied. I would appreciate the opportunity...
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  • SFTP
    M
    Meghan A
    Allendale, NJ
    Posted on June 3rd, 2024 05:56 PM
    Michael made the process so easy! He was communicative and very quick in getting us everything we needed to secure our loan. Highly recommend working with him!
    Reply from Michael Potoczak
    June 3rd, 2024 07:14 PM
    Thank you for your kind words, Meghan! It was a pleasure to assist you in securing your loan. Your positive feedback is greatly appreciated, and it's fantastic to hear that you found the process straightforward and speedy. Here at Embrace Home...
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  • SFTP
    E
    Erich A
    Allendale, NJ
    Posted on May 29th, 2024 01:29 PM
    We needed to close fast. We have another baby on the way and the bottom line is that the housing market is competitive. Michael was available (even on the weekends), responsive, knowledgeable and passionate in his field expertise. HE IS THE...
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    Reply from Michael Potoczak
    June 3rd, 2024 07:15 PM
    Hi Erich! I'm thrilled to hear that you had a positive experience with your home purchase. It's great to know that my availability and knowledge were valuable to you during this process. Your kind words mean a lot to me, and they make all the...
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  • SFTP
    N
    Noelle V
    Hoboken, NJ
    Posted on May 14th, 2024 04:25 PM
    Mike made this daunting journey such a simple and seamless process! He and Meghan were super clear on what was needed on my end, very prompt and clear in their answers to my questions, and helped me get to the finish line in a very important...
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    Reply from Michael Potoczak
    June 25th, 2024 08:55 PM
    Hello Noelle, thank you so much for your glowing review and the perfect rating. I'm delighted to hear that you found the purchase process simple and seamless. Meghan and I aim for clear and prompt communication, so it's great to know that we...
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  • SFTP
    Y
    Yash C
    Hackensack, NJ
    Posted on May 3rd, 2024 08:14 PM
    Frequent and ease of communication helped the process become smooth and efficient.
    Reply from Michael Potoczak
    June 3rd, 2024 07:19 PM
    I'm very pleased to hear that you found our communication frequent and efficient, Yash. At Embrace Home Loans, we always strive to keep our processes as smooth as possible for our clients. Your positive feedback motivates us to work even harder...
    read more
  • SFTP
    A
    Athula M
    Union, NJ
    Posted on May 3rd, 2024 02:45 PM
    I recently had the pleasure of working with loan officer Michael Potoczak, and I couldn't be more grateful for his assistance in buying my new home. Michael's expertise and dedication made the mortgage process smooth and efficient. He guided...
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    Reply from Michael Potoczak
    June 3rd, 2024 07:17 PM
    Hi Athula, I'm thrilled to hear that you had a positive experience with your home purchase. It was my pleasure to guide you through the mortgage process and to ensure that you were well-informed every step of the way. I pride myself on making...
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  • SFTP
    A
    Adam S
    Montvale, NJ
    Posted on May 1st, 2024 01:40 PM
    Mike was always very responsive to myself and the client and provided feedback throughout the entire process.
    Reply from Michael Potoczak
    June 26th, 2024 01:39 PM
    I'm thrilled to hear that you had a positive experience with me at Embrace Home Loans. Being responsive and providing continuous feedback is a priority, and I'm glad to hear it made a difference in your home purchase process. It was great working...
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  • SFTP
    A
    April D
    Hackensack, NJ
    Posted on April 24th, 2024 01:32 PM
    As a real estate agent, I've had the pleasure of partnering with Michael on numerous transactions, and I can't recommend him enough! His expertise, efficiency, and dedication to clients is unparalleled. He consistently goes above and beyond...
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    Reply from Michael Potoczak
    June 3rd, 2024 07:18 PM
    Hi April, Thank you so much for your glowing review and giving us a perfect rating! It's always a joy to work with you as well. I'm thrilled that you've been satisfied with our services and appreciate your kind words about my team and me. It's...
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  • SFTP
    J
    Jennifer S
    Roseland, NJ
    Posted on February 24th, 2024 06:05 PM
    Mike is the best! Follows through on everything he offers, keeps me in the loop and has programs other mortgage reps do not.
    Reply from Michael Potoczak
    February 29th, 2024 04:06 PM
    I'm absolutely delighted to hear your positive feedback, Jennifer. Ensuring you are informed and providing exclusive programs are indeed top priorities for me. Thank you for trusting me with your home purchase. I appreciate your 5-star rating...
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    About
    Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage lending
    Home Equity Lines of Credit
    First Time Home Buyers
    Down Payment Assistance
    Conventional Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    View All
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    Positions
    • Embrace Home Loans - Loan Officer
      Apr 1st, 2022 - Current
    Memberships
    • NMLS
    • BNI Connect2Success
    • Basking Ridge Sales
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 966993
    Videos
    video
    Awards
    Top Producer
    Customer Satisfact...
    Top Responder
    Achievements
    • Scottsman Guide Top Originator
    Hobbies
    • Golf
    • Skiing
    • Tennis
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.