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Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Michael was by far the best person we worked with during the home buying process. He was knowledgeable and readily available for all our questions. He replied less than 24hrs each time we had an inquiry and made us feel like we were a top priority....
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Reply from Michael Potoczak
July 22nd, 2025 04:56 PM
Kristina, thank you so much for your kind words. I'm really glad to hear that you felt prioritized and well-informed throughout the home buying process. It was truly my pleasure to work with you and ensure that all your questions were addressed...
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I'm a realtor & my husband is a real estate attorney, so when it came time for us to buy a house, we had many business contacts between us to choose from. That being said, we knew we wanted to work with Mike to obtain our mortgage. He has all...
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Reply from Michael Potoczak
July 10th, 2025 01:27 PM
Thank you, Kaitlyn, for such a thoughtful review. I'm truly honored that you chose to work with me for your mortgage despite having many other contacts. Being a part of your home-buying journey, especially in a competitive market, was truly...
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Extremely personable and realistic when it came to our options. very easy to bounce ideas and genuinely seemed like he cared
Reply from Michael Potoczak
June 19th, 2025 02:49 PM
I'm thrilled to hear that you found our discussions both personable and realistic. It was a pleasure to explore your options with you, and I'm glad I could provide support in a way that showed my genuine care for your needs. Thank you for your...
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Mike was extremely helpful, knowledgeable, and patient. He answered all of our questions, and we had a lot of them! He took the time to explain everything thoroughly and made sure we understood every detail. I truly couldn’t have asked for...
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I had a great experience working with my Mike. He was extremely helpful throughout the entire process and was always willing to explore different options, especially with the unique situations and circumstances that came up during my loan....
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Reply from Michael Potoczak
August 17th, 2026 04:26 PM
Eric, thank you for sharing your positive experience. I'm grateful that I could assist you through the process and help navigate the unique situations that arose. It's wonderful to hear that my explanations and efforts to explore different...
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Michael was very helpful to us in getting our first mortgage.
Reply from Michael Potoczak
August 12th, 2026 03:07 PM
Olivia, I appreciate your kind words. I'm glad I could help you with your first mortgage. If you have any more questions or need further assistance, feel free to reach out.
Michael took thetimeto workwith me & explain everything. Was always availabe to answer questions, not matter wat I wanted to know. Pleasant person to work with & appreciate him very much! Great experience.
Reply from Michael Potoczak
July 27th, 2026 03:48 PM
Stephen, thank you for your kind words. I'm pleased to know that you appreciated my availability and explanations throughout the process. It's great to hear you had a positive experience working with me. If there's anything else you need, please...
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Loan officer was on top of things, responsive, and closed on time. Explained things when asked and was friendly.
Reply from Michael Potoczak
July 27th, 2026 06:41 PM
David, thank you for sharing your experience. I'm happy to know that you found me responsive and that everything closed on time. If there's anything more I can assist you with, please feel free to reach out.
Everything was simple .
Reply from Michael Potoczak
July 16th, 2026 04:04 PM
Matteo, I'm glad to hear that everything was simple for you. If there's anything else I can assist you with, please feel free to reach out.
Mike was fast and easy to get in touch with.
Reply from Michael Potoczak
July 1st, 2026 04:48 PM
August, I'm glad to hear that you found it fast and easy to get in touch with me. If you have any more questions or need further assistance, please feel free to reach out.
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Achievements
- Scottsman Guide Top Originator
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.