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Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Michael was by far the best person we worked with during the home buying process. He was knowledgeable and readily available for all our questions. He replied less than 24hrs each time we had an inquiry and made us feel like we were a top priority....
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Reply from Michael Potoczak
July 22nd, 2025 04:56 PM
Kristina, thank you so much for your kind words. I'm really glad to hear that you felt prioritized and well-informed throughout the home buying process. It was truly my pleasure to work with you and ensure that all your questions were addressed...
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I'm a realtor & my husband is a real estate attorney, so when it came time for us to buy a house, we had many business contacts between us to choose from. That being said, we knew we wanted to work with Mike to obtain our mortgage. He has all...
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Reply from Michael Potoczak
July 10th, 2025 01:27 PM
Thank you, Kaitlyn, for such a thoughtful review. I'm truly honored that you chose to work with me for your mortgage despite having many other contacts. Being a part of your home-buying journey, especially in a competitive market, was truly...
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Extremely personable and realistic when it came to our options. very easy to bounce ideas and genuinely seemed like he cared
Reply from Michael Potoczak
June 19th, 2025 02:49 PM
I'm thrilled to hear that you found our discussions both personable and realistic. It was a pleasure to explore your options with you, and I'm glad I could provide support in a way that showed my genuine care for your needs. Thank you for your...
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We had a fantastic experience working with Michael during our home‑buying process. He was incredibly knowledgeable and always provided real‑time numbers that helped us make confident decisions. We really appreciated how honest and realistic...
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Michael made the process easier to understand from the beginning until the end. He answered all questions in a timely manner and provided recommendations that best suits us financially.
Prompt and clear communication. Helped the process feel relatively smoother, as it an anxious one. Michael was so responsive as well during points of placing bids, which timing can be especially crucial.
Reply from Michael Potoczak
May 18th, 2026 02:13 PM
Thank you for highlighting my responsiveness, Jni. I'm glad I could help make the process feel smoother and assist you during crucial moments like placing bids. If there's anything more you need, please don't hesitate to reach out.
I have used Mike and his team several times now.
They provide a consistently great experience!
Reply from Michael Potoczak
April 29th, 2026 02:46 PM
Thank you, Giuseppe, for your continued trust in me and my team. I'm glad to hear that we've consistently provided you with a great experience. If there's anything more we can do for you, please let me know.
Mike is a wealth of knowledge and made himself available for questions during the process for my clients. He delivered exactly what he promised ahead of time. We will be referring him in the future!
Michael and Chantelle were exceptional and kept me updated and explained things clearly regarding clerical requirements and the next steps.
Overall a very clear and professional experienc.
Reply from Michael Potoczak
April 20th, 2026 03:20 PM
Thank you for sharing your experience, Jill. I'm pleased to know that Chantelle and I could provide clear explanations and keep you updated throughout the process. If you have any other questions or need assistance, please feel free to get...
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Everyone was extremely helpful and responsive whenever we needed anything. They took the time to walk us through the entire process step by step, making sure we felt comfortable and informed at every stage. Their guidance and support truly...
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Reply from Michael Potoczak
April 16th, 2026 06:18 PM
I'm grateful to hear that you found the process smooth and stress-free, Vincenzo. Ensuring you felt comfortable and informed every step of the way is always my goal. If there's anything more I can assist you with, please feel free to reach...
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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669
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.