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Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Michael was by far the best person we worked with during the home buying process. He was knowledgeable and readily available for all our questions. He replied less than 24hrs each time we had an inquiry and made us feel like we were a top priority....
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Reply from Michael Potoczak
July 22nd, 2025 04:56 PM
Kristina, thank you so much for your kind words. I'm really glad to hear that you felt prioritized and well-informed throughout the home buying process. It was truly my pleasure to work with you and ensure that all your questions were addressed...
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I'm a realtor & my husband is a real estate attorney, so when it came time for us to buy a house, we had many business contacts between us to choose from. That being said, we knew we wanted to work with Mike to obtain our mortgage. He has all...
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Reply from Michael Potoczak
July 10th, 2025 01:27 PM
Thank you, Kaitlyn, for such a thoughtful review. I'm truly honored that you chose to work with me for your mortgage despite having many other contacts. Being a part of your home-buying journey, especially in a competitive market, was truly...
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Extremely personable and realistic when it came to our options. very easy to bounce ideas and genuinely seemed like he cared
Reply from Michael Potoczak
June 19th, 2025 02:49 PM
I'm thrilled to hear that you found our discussions both personable and realistic. It was a pleasure to explore your options with you, and I'm glad I could provide support in a way that showed my genuine care for your needs. Thank you for your...
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Mike was fast and easy to get in touch with.
Reply from Michael Potoczak
July 1st, 2026 04:48 PM
August, I'm glad to hear that you found it fast and easy to get in touch with me. If you have any more questions or need further assistance, please feel free to reach out.
Michael was responsive and available for all my questions. Thank you for the great experience!
Reply from Michael Potoczak
June 24th, 2026 07:49 PM
Colin, I appreciate your kind words and am glad to hear that you had a great experience. It's good to know that my responsiveness and availability were helpful to you. If you have any more questions or need further assistance, please feel free...
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We had a fantastic experience working with Michael during our home‑buying process. He was incredibly knowledgeable and always provided real‑time numbers that helped us make confident decisions. We really appreciated how honest and realistic...
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Reply from Michael Potoczak
June 18th, 2026 02:40 PM
I'm pleased to hear that you had such a positive experience during your home-buying process, Erica. It's good to know that my guidance and real-time numbers helped you make confident decisions. Thank you for your kind words and recommendation....
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Michael made the process easier to understand from the beginning until the end. He answered all questions in a timely manner and provided recommendations that best suits us financially.
Reply from Michael Potoczak
June 12th, 2026 01:11 PM
I'm grateful for your kind words, Jonathan. It's good to know that I could make the process easier to understand and provide timely answers to your questions. If there's anything else I can assist you with, please feel free to reach out.
Prompt and clear communication. Helped the process feel relatively smoother, as it an anxious one. Michael was so responsive as well during points of placing bids, which timing can be especially crucial.
Reply from Michael Potoczak
May 18th, 2026 02:13 PM
Thank you for highlighting my responsiveness, Jni. I'm glad I could help make the process feel smoother and assist you during crucial moments like placing bids. If there's anything more you need, please don't hesitate to reach out.
I have used Mike and his team several times now.
They provide a consistently great experience!
Reply from Michael Potoczak
April 29th, 2026 02:46 PM
Thank you, Giuseppe, for your continued trust in me and my team. I'm glad to hear that we've consistently provided you with a great experience. If there's anything more we can do for you, please let me know.
Mike is a wealth of knowledge and made himself available for questions during the process for my clients. He delivered exactly what he promised ahead of time. We will be referring him in the future!
Reply from Michael Potoczak
June 26th, 2026 04:31 PM
Jason as great working with you and i am happy we could make this a smooth transaction for everyone involved!
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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Search Rank ScoreLearn More →
672
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.