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Michael Potoczak - Loan Officer | NMLS 966993 in Basking Ridge, NJ
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Michael Potoczak

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Loan Officer | NMLS 966993

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Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
2%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Nakicha B
    Dover, NJ
    Posted on January 3rd, 2024 02:36 PM
    The Team went above and beyond to help us with any issues we had. Mike and Meghan Scardelli went above and beyond to help us out and get the loan closed.
    Reply from Michael Potoczak
    January 8th, 2024 02:42 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • SFTP
    C
    Casey K
    Bordentown, NJ
    Posted on November 14th, 2023 02:38 AM
    Michael was so easy to work with and was always available to talk.
    Reply from Michael Potoczak
    November 19th, 2023 01:17 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • SFTP
    R
    Roberto S
    West Caldwell, NJ
    Posted on November 9th, 2023 11:45 PM
    Michael’s exceptional communication skills and in-depth knowledge of financial products made him a great loan officer. He consistently provided clear guidance, tailored solutions, and a reassuring presence, making the loan process smooth and...
    read more
    Reply from Michael Potoczak
    November 14th, 2023 11:46 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
  • SFTP
    C
    Chantel S
    Bernardsville, NJ
    Posted on November 8th, 2023 03:28 PM
    From the very beginning, Mike displayed a high level of professionalism and expertise in their field. He took the time to thoroughly explain the loan process to my husband and I, ensuring that we understood every step and always available to...
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    Reply from Michael Potoczak
    November 13th, 2023 03:32 PM
    It was great working with you. Thanks again for putting your trust in us.
  • SFTP
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    Edwin M
    Clifton, NJ
    Posted on October 18th, 2023 07:15 PM
    You guys helped me close under a month! When others didn’t want to bother going out their way, but you guys did an helped me achieve my home.
    Reply from Michael Potoczak
    February 29th, 2024 04:07 PM
    I'm delighted to hear that we could assist in making your home purchase process smooth, Edwin. At Embrace Home Loans, we prioritize going the extra mile to ensure our clients' needs are met, and I'm thrilled that we were able to help you close...
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  • SFTP
    E
    Enrique B
    Hamilton, NJ
    Posted on October 11th, 2023 02:23 AM
    Mike did an excellent job of explaining the mortgage & underwriting process, and as for me as a first time home buyer, it was crucial to know what to expect. The Embrace application was also a great communication tool to upload all the required...
    read more
    Reply from Michael Potoczak
    February 29th, 2024 04:07 PM
    I am truly grateful for your generous review, Enrique. Ensuring that my clients fully understand the mortgage and underwriting process is one of my top priorities, so I'm glad to hear that I succeeded in explaining everything clearly. I'm proud...
    read more
  • SFTP
    M
    Melissa P
    Leonardo, NJ
    Posted on October 4th, 2023 05:26 PM
    Michael and Meghan we're incredible! From the moment we connected to the closing table they were both responsive and reachable. I can't thank them both enough for making what could be a stressful situation to a simple straight forward process....
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    Reply from Michael Potoczak
    February 29th, 2024 04:08 PM
    I'm truly humbled by your kind words, Melissa. It was an absolute pleasure assisting you in navigating through the home buying process. I'm glad we were able to make this potentially stressful situation straightforward and simple. Your trust...
    read more
  • SFTP
    W
    Wilton G
    Hamilton, NJ
    Posted on September 20th, 2023 05:42 PM
    Michael was amazing! He provided exactly what he promised and worked with us every step of the way. He was always available to answer any questions I had and guided me throughout the whole process. I would recommend him to anyone trying to...
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    Reply from Michael Potoczak
    February 29th, 2024 04:08 PM
    I'm incredibly grateful for your 5-star review, Wilton. It was a pleasure to guide you through your home purchase process and I'm thrilled I could help make your experience seamless. Your words are truly encouraging and will motivate me to...
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  • SFTP
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    Jessica P
    Wayne, NJ
    Posted on August 25th, 2023 12:46 PM
    Michael was very helpful! He answered all our questions and made the process easy by helping us every step of the way!
    Reply from Michael Potoczak
    February 29th, 2024 04:08 PM
    I'm truly humbled by your review, Jessica. It was my pleasure to assist you in your home buying process. I'm delighted to hear that you found our interactions helpful and that I could make the process easier for you. At Embrace Home Loans,...
    read more
  • SFTP
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    Daniel P
    Wayne, NJ
    Posted on August 22nd, 2023 07:54 PM
    Michael was fantastic every step of the way!!
    Reply from Michael Potoczak
    February 29th, 2024 04:09 PM
    I'm truly grateful for your kind words, Daniel. I'm thrilled to hear that you had such a positive experience with your home purchase loan process. At Embrace Home Loans, we always strive to provide the highest level of service and guide our...
    read more
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    About
    Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage lending
    Home Equity Lines of Credit
    First Time Home Buyers
    Down Payment Assistance
    Conventional Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    View All
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    Positions
    • Embrace Home Loans - Loan Officer
      Apr 1st, 2022 - Current
    Memberships
    • NMLS
    • BNI Connect2Success
    • Basking Ridge Sales
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 966993
    Videos
    video
    Awards
    Top Producer
    Customer Satisfact...
    Top Responder
    Achievements
    • Scottsman Guide Top Originator
    Hobbies
    • Golf
    • Skiing
    • Tennis
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.