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Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Michael was great. Made the process seamless and he was easy to communicate with.
Reply from Michael Potoczak
October 10th, 2024 01:35 PM
I appreciate your kind words and the time you took to share them, Michael. It's hugely satisfying to hear that the loan process was seamless and communication was easy. I strive to provide the best service possible and I'm glad it met your...
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Working with Michael was great. The appraiser was a major disappointment with obvious blunders, but out of his control. All in all Michael delivered very good options under the circumstances.
Reply from Michael Potoczak
October 10th, 2024 01:34 PM
I'm thrilled to hear that you had a positive experience working with me, Sandra. I agree that the appraisal situation was less than ideal and appreciate your understanding that it was beyond my control. Despite this challenge, I'm glad I could...
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He was great at getting back to us immediately to help us make competitive offers. The spreadsheet he gave us also helped us make informed decisions with offers and stay within our budget.
Reply from Michael Potoczak
October 10th, 2024 01:34 PM
I'm so glad to hear that you found the service helpful, Ryan! It was a pleasure to assist you throughout the purchase process. Thank you for acknowledging the effort I put into ensuring swift responses and providing useful tools like the spreadsheet....
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Mike was always readily available when we had questions. He sent us this spreadsheet to help calculate closing costs and monthly payments, which was super helpful in determining our budget. He also explained things to us in a way that was easy...
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Reply from Michael Potoczak
October 10th, 2024 01:33 PM
Hi Lia, Thank you for taking the time to provide such a positive review! I'm glad I could assist you in understanding the mortgage process and that you found the spreadsheet helpful for your needs. It's always my goal to make things as clear...
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I’m a first time homebuyer. Michael has answered all my questions with patience. He is very knowledgeable and helped me go through the entire process, we managed to close on time.
Reply from Michael Potoczak
October 10th, 2024 01:33 PM
I'm thrilled to hear about your positive experience, Xuan. Being a first-time homebuyer can be a daunting process, and I'm glad I could assist and provide the knowledge you needed. Thank you for your kind words and the fantastic rating. It's...
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Mike was very helpful throughout every step of the home buying process, will recommend to anyone looking for a lender! Mike got me approved even with my commission-based pay structure, when other lenders were unable to.
Reply from Michael Potoczak
October 10th, 2024 01:35 PM
Brian, thank you for the great review and for considering Embrace Home Loans in your home buying process. I'm glad I could help you navigate through it. Your recommendation means a lot. I understand the challenges with commission-based pay...
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Mike is always on his A game! One of the best things about Mike is I can reach out anytime and I don’t have to worry about deadlines he will hit them every time
Reply from Michael Potoczak
October 10th, 2024 01:36 PM
Thank you for the glowing review, Joseph! I'm glad to know that my dedication to reliable service and meeting deadlines has had a positive impact on your purchasing process. Your satisfaction is my top priority at Embrace Home Loans. I look...
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Missed closing date because paperwork had failed to be submitted in a timely manner. Had to incur additional expenses from changing moving date with moving company and delivery date with furniture company because of the forgotten paperwork.
Easy and clear communication
Reply from Michael Potoczak
July 9th, 2024 06:03 PM
Thank you, Samuel, for taking the time to leave a review. I'm glad to hear that you found our communication to be easy and clear during your home purchase. Your feedback is invaluable to us at Embrace Home Loans. Looking forward to assisting...
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Very easy to work with, communication was great, and answered my calls and helped with any concerns.
Reply from Michael Potoczak
July 8th, 2024 01:34 PM
I'm thrilled to hear that you had a positive experience with my services at Embrace Home Loans, Daniel! Ensuring smooth communication and being readily available for any queries or concerns is an essential part of my job. So, it's greatly satisfying...
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Achievements
- Scottsman Guide Top Originator
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.