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Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Michael Potoczak is the man
Reply from Michael Potoczak
November 4th, 2025 03:52 PM
I appreciate your straightforward feedback, Matthew. It's great to know you had a positive experience. If there's ever anything more I can assist with, don't hesitate to get in touch.
Michael and all his assistants were very patient and experienced everything when an additional information was needed it was pleasure working with them.
Thank you all
Reply from Michael Potoczak
November 4th, 2025 03:52 PM
I'm grateful for your kind words, Zenab. It was a pleasure working with you, and I'm glad you found our team patient and experienced throughout the process. If you need any further assistance or have more questions in the future, please don't...
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The process was smooth, efficient, and stress-free from start to finish. Communication was excellent — every question I had was answered quickly and clearly. They made sure I understood each step of the process and always kept me updated. Their...
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Reply from Michael Potoczak
November 4th, 2025 03:53 PM
It's wonderful to know that you had a smooth and efficient experience with your home loan process, Natalie. Clear communication is a priority for me, so I'm glad that all your questions were addressed promptly. Your recognition of my attention...
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Michael was a fantastic loan officer. His advice and communication was clear from the pre-approval process all the way to closing. Would 100% recommend him to friends and family in the future.
Reply from Michael Potoczak
October 27th, 2025 05:35 PM
I'm pleased to hear that you found my advice and communication helpful throughout your home loan process. Knowing that you would recommend me to friends and family means a lot. If there’s anything more I can do for you, feel free to reach out...
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Michaels customer service is always incredible. He is so responsive and on top of all transactions. He is a great lending partner.
Reply from Michael Potoczak
November 4th, 2025 03:54 PM
It's great to know that my customer service and responsiveness made a positive impact on your experience. Being recognized as a solid lending partner is truly gratifying. If there's anything else I can assist you with, please don't hesitate...
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Need better follow ip
Reply from Michael Potoczak
September 20th, 2025 08:29 AM
I appreciate you bringing this to my attention. Your feedback regarding follow-up is important, and I'm committed to improving in this area. If there are specific concerns or questions you'd like to discuss, please feel free to reach out directly....
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Everything went smooth thanks
Reply from Michael Potoczak
September 2nd, 2025 11:07 AM
I'm glad to hear that everything went smoothly, Maria. If you ever have more questions or need assistance in the future, feel free to reach out.
Thanks again for such a smooth and wildly quick process! Answering lots of questions very quickly so we could make An offer and close so quickly!
Reply from Michael Potoczak
August 17th, 2025 04:30 PM
Marissa, thank you for sharing your experience. I'm pleased to know that I could assist you in navigating the process swiftly and smoothly. Promptly answering your questions was a priority to ensure you were ready to make an offer confidently....
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Michael was great work with, he guided me the entire way of the proces. He always had a posi attitude and was always available to answer question. by far the best experience and will highly recommended
Reply from Michael Potoczak
August 14th, 2025 07:19 PM
Gilberto, thank you for your kind words. I'm glad to hear that my guidance and positive attitude contributed to your experience. Being available to answer questions and support you throughout the process is something I take seriously, so it’s...
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Mike is the very best at what he does. He is responsive, informative, and has a way of simplifying the process which is imperative in this business. I refer Mike knowing that my clients are going to be well taken care of. I look forward to...
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Reply from Michael Potoczak
July 28th, 2025 02:38 PM
Cory, I truly appreciate your feedback and trust. It's great to know that you find my approach both informative and straightforward, as simplifying the process is something I strive to do for each client. Your referrals are invaluable, and...
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Achievements
- Scottsman Guide Top Originator
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.