Top 5%
Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Mike is always responsive and on the ball. Hes on top of everything and has great communication
Reply from Michael Potoczak
July 23rd, 2025 04:01 PM
Adam, thank you for highlighting your experience. I'm glad to hear that you found my responsiveness and communication effective. It's important to me that everything runs smoothly, so knowing I was able to meet your expectations is very rewarding....
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Mike has been wonderful with all transactions we have had with him. He is courteous & professional at all times.I highly recommend him for anyone needing his services,
Reply from Michael Potoczak
July 23rd, 2025 03:01 PM
Giuseppe, thank you for taking the time to share your experience. I’m thrilled to hear that you found my service courteous and professional across all our transactions. Your recommendation is greatly appreciated, and it means a lot to know...
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Michael is extremely knowledgeable.
Reply from Michael Potoczak
July 15th, 2025 01:23 AM
I appreciate your kind words, Kelsey. It's great to hear that my knowledge was helpful during your mortgage process. Thanks for taking the time to share your experience with Embrace Home Loans. If you have any more questions or need further...
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Communication, clarity, and response time
Reply from Michael Potoczak
July 8th, 2025 12:29 AM
Thank you, Brian, for highlighting the communication, clarity, and response time during your loan process with Embrace Home Loans. I'm glad I could assist you effectively. Your positive feedback is greatly appreciated.
I'm a realtor & my husband is a real estate attorney, so when it came time for us to buy a house, we had many business contacts between us to choose from. That being said, we knew we wanted to work with Mike to obtain our mortgage. He has all...
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Reply from Owner
July 23rd, 2025 12:00 AM
Thank you, Kaitlyn, for such a thoughtful review. I'm truly honored that you chose to work with me for your mortgage despite having many other contacts. Being a part of your home-buying journey, especially in a competitive market, was truly...
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Thank you for the cooperation and making this a smooth and efficient transaction.
Reply from Michael Potoczak
June 19th, 2025 02:49 PM
I'm glad to hear that your transaction was smooth and efficient. It was a pleasure working with you on your purchase. Thank you for your kind words and trust in Embrace Home Loans.
MIchael was professional, responded quickly and walked us through any questions we had. Having the ability to waive the appraisal allowed us to be more competive with our offer.
Reply from Michael Potoczak
May 21st, 2025 02:34 PM
I'm pleased to hear that you found my service professional and responsive. It's great to know that waiving the appraisal helped make your offer more competitive. Thank you for trusting me with your home purchase process.
This is our third time we have used Mike as our lender, and we will keep coming back any time we move. Mike is kind, fast, very knowlegable, and we trust that he has our best interests in mind. He has helped us win bidding wars over homes twice,...
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Reply from Michael Potoczak
May 1st, 2025 02:04 PM
I'm thrilled to hear that you have had such a positive experience with me as your lender. It's been a pleasure assisting you with your home purchases and refinancing needs. Your trust and continued support mean a lot, and I'm grateful for your...
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There is no one better than Michael Potoczak! Got our refi done in under 2 weeks.
Reply from Michael Potoczak
April 14th, 2025 01:57 PM
I'm thrilled to hear that you had such a positive experience with your cash-out refinance. It was a pleasure assisting you, and I'm delighted that we could complete the process swiftly. Thank you for your kind words and trust in The Potoczak...
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Michael is a dedicated professional who responds promptly to my calls and messages. He guided me through the process of obtaining a loan as a first-time homebuyer and helped me secure the best deal.
Reply from Michael Potoczak
April 2nd, 2025 01:11 PM
I'm thrilled to hear that you had a positive experience, Borche. It was a pleasure guiding you through the loan process and helping you secure the best deal as a first-time homebuyer. Thank you for your kind words and for choosing Embrace Home...
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Achievements
- Scottsman Guide Top Originator
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.