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Michael Potoczak
Loan Officer | NMLS 966993
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
No problems
Reply from Michael Potoczak
January 9th, 2026 02:28 PM
Thanks for your feedback, Kevin. I'm glad to hear everything went smoothly with your cash-out refinance. If there's ever anything else you need, feel free to reach out.
Michael was not only very professional but also very helpful and was always ready and open to answer any questions at a moments notice, which was very reassuring especially as a first time home buyer. He helped to not only find me a great loan...
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Reply from Michael Potoczak
January 2nd, 2026 05:35 PM
I'm pleased to hear that I could provide the support and professionalism you needed, especially as a first-time homebuyer. Reducing stress and helping you secure a great loan and rate are key aspects of what I aim to do. If you have any more...
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Mike is a professional and makes sure he gets the deal done!
Reply from Michael Potoczak
June 26th, 2026 04:32 PM
Thank you Jennifer! Always a pleasure working together! happy we can exceed expectations!
Michael was helpful and a pleasure to work with!
Reply from Michael Potoczak
December 19th, 2025 02:19 PM
It's great to know that you found working with me helpful and enjoyable. If you have any questions or need assistance in the future, please feel free to reach out at any time.
Great people and very prompt reply.
Reply from Michael Potoczak
November 26th, 2025 08:31 PM
I'm glad you had a positive experience with the promptness of our communication. If there's anything else you'd like to discuss or need assistance with, please feel free to let me know.
Mike and his team were wonderful to work with from start to finish. they helped us secure the best rate possible and were clear and fast in all communications, as well as efficient!
Reply from Michael Potoczak
November 26th, 2025 02:25 PM
I'm grateful to hear that you found working with me and the team to your satisfaction. Securing the best rate and ensuring clear and timely communication are priorities I strive for with every client. If you have any further questions or need...
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The experience was smooth and easy from submitting the paperwork all the way to closing. I had other loan estimates but Michael gave me the better loan and really looked out for me as family. I have done business with Michael before so I am...
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Reply from Michael Potoczak
November 21st, 2025 02:09 PM
It's encouraging to hear that your experience was smooth and straightforward. I'm glad I could offer you a competitive loan option and that you felt well-supported throughout the process. Your trust in returning and doing business with me again...
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We had a quick and smooth transaction! Would highly recommend!
Reply from Michael Potoczak
November 4th, 2025 03:51 PM
I'm glad to hear that your transaction went quickly and smoothly, Nicole. Your recommendation means a great deal to me. If there's anything else you need in the future, don't hesitate to reach out.
Michael was extremely helpful throughout the whole proces.
Reply from Michael Potoczak
November 4th, 2025 03:52 PM
It's great to hear that I could be of help during the entire process. If you have any more questions or need further assistance in the future, please don't hesitate to reach out.
Michael was wonderful from start to finish . He was very responsive and worked hard to ensure we got the best rate possible
highly recommend
Reply from Michael Potoczak
November 4th, 2025 03:52 PM
I appreciate your kind words, Harmony. It's great to know that my efforts from beginning to end were valuable to your experience. Being responsive and securing the best rate possible is important to me, so I'm glad you felt that dedication....
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About
Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage lending
Home Equity Lines of Credit
First Time Home Buyers
Down Payment Assistance
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
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Positions
- Embrace Home Loans - Loan OfficerApr 1st, 2022 - Current
Memberships
- NMLS
- BNI Connect2Success
- Basking Ridge Sales
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 966993
Videos
Awards
Top Producer
Customer Satisfact...
Top Responder
Achievements
- Scottsman Guide Top Originator
Hobbies
- Golf
- Skiing
- Tennis
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.