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Michael Potoczak - Loan Officer | NMLS 966993 in Basking Ridge, NJ
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Michael Potoczak

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Loan Officer | NMLS 966993

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Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
2%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Melissa D
    Rockaway, NJ
    Posted on July 13th, 2023 01:37 PM
    Michael is responsive, accommodating, patient and friendly to clients and agents. I will be referring future clients his way. Thank you for helping my clients achieve their dream of becoming homeowners.
    Reply from Michael Potoczak
    February 29th, 2024 04:09 PM
    I'm beyond thrilled to hear about your positive experience, Melissa. Your feedback reaffirms the hard work we put into every client interaction at Embrace Home Loans. It was truly a pleasure to assist in achieving the dream of homeownership...
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    Bruce W
    Port Murray, NJ
    Posted on July 10th, 2023 04:30 PM
    Mike guided us through the whole process step by step with the purchase of our new home.He was very patient with explaining our best options and gave great financial advise on what was best for us. Mike was definitely a pleasure to work with....
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    Reply from Michael Potoczak
    February 29th, 2024 04:10 PM
    I'm thrilled to hear that your home buying process was a smooth one, Bruce! It was my utmost pleasure to guide and assist you throughout the process. I take pride in clarifying options to my clients, allowing them to make decisions that best...
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    Kelsey A
    Boonton, NJ
    Posted on July 7th, 2023 02:18 PM
    Michael was nothing but honest and professional throughout the whole process setting us up for success. He was such a pleasure to work with, and made buying our first house easy and enjoyable. The personal phone calls checking in on the home...
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    Reply from Michael Potoczak
    February 29th, 2024 04:10 PM
    I am truly grateful for your kind words, Kelsey. It was a pleasure to guide you through your first home purchase. I believe transparency, professionalism, and continuous communication are critical to a successful loan process, and I'm glad...
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    Kyle D
    Boonton, NJ
    Posted on July 7th, 2023 01:13 PM
    Michael was very personable, knowledgeable, and professional. He was able to walk us through the entire process. We were first time home buyers and had no idea what to expect. He took the time to guide and advise us. He had no problem answering...
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    Reply from Michael Potoczak
    February 29th, 2024 04:12 PM
    I'm absolutely delighted to hear about your positive experience with me. As a loan officer at Embrace Home Loans, it is my primary goal to make the home buying process as streamlined and understandable as possible, especially for first-time...
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  • SFTP
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    Danielle H
    Port Murray, NJ
    Posted on July 6th, 2023 01:59 PM
    Personable, responsive, knowledgeable!
    Reply from Michael Potoczak
    February 29th, 2024 04:15 PM
    I am sincerely grateful for your kind words and high rating, Danielle. Your feedback reflects the dedication and commitment I have to each and every one of my clients at Embrace Home Loans. Ensuring a smooth purchase process through responsive...
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  • SFTP
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    Danielle W
    Port Murray, NJ
    Posted on July 6th, 2023 01:37 PM
    Michael was very helpful. His communication was clear and he always responded to questions quickly! I would highly recommend him!
    Reply from Michael Potoczak
    February 29th, 2024 04:16 PM
    I'm thrilled to hear that you had a positive experience with your loan process. Clear communication and prompt responses are something I strive for in my role. It was my pleasure to help you, Danielle. Your recommendation means a lot to me....
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  • SFTP
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    Rebecca U
    Somerville, NJ
    Posted on June 23rd, 2023 11:17 AM
    He is really great to work with! Very friendly and professional!
    Reply from Michael Potoczak
    February 29th, 2024 04:17 PM
    Thank you so much, Rebecca, for your kind words and stellar rating! It was a pleasure working with you on your purchase. I always strive to be friendly and professional to make the loan process as smooth as possible. I'm thrilled to hear that...
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  • SFTP
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    Natalia T
    Trenton, NJ
    Posted on June 20th, 2023 06:03 PM
    Michael was great in assisting my client with her loan! He was always on top of communication & made sure we were all updated throughout the process! Thanks Michael, as always!
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    Nina C
    Trenton, NJ
    Posted on June 20th, 2023 01:35 PM
    Michael Potoczak and his team was very professional they had patience with me and answered any questions that I had. They made the transaction run very smoothly. Thank you.
    Reply from Michael Potoczak
    February 29th, 2024 04:17 PM
    I'm deeply appreciative of your kind words, Nina. My team and I at Embrace Home Loans are always here to provide professional service and answer any questions our clients may have. We're thrilled to hear that your purchase transaction ran smoothly....
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  • SFTP
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    Jessica C
    Somerville, NJ
    Posted on June 20th, 2023 01:04 PM
    You and your team worked very fast to get everything done. Thank you!
    Reply from Michael Potoczak
    February 29th, 2024 04:16 PM
    I'm delighted to hear about your positive experience, Jessica. My team and I at Embrace Home Loans always strive to provide efficient and effective service, especially when it comes to purchases. Your feedback is deeply appreciated, and I'm...
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    About
    Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage lending
    Home Equity Lines of Credit
    First Time Home Buyers
    Down Payment Assistance
    Conventional Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    View All
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    Positions
    • Embrace Home Loans - Loan Officer
      Apr 1st, 2022 - Current
    Memberships
    • NMLS
    • BNI Connect2Success
    • Basking Ridge Sales
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 966993
    Videos
    video
    Awards
    Top Producer
    Customer Satisfact...
    Top Responder
    Achievements
    • Scottsman Guide Top Originator
    Hobbies
    • Golf
    • Skiing
    • Tennis
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.