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Michael Potoczak - Loan Officer | NMLS 966993 in Basking Ridge, NJ
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Michael Potoczak

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Loan Officer | NMLS 966993

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Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehe... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
97%
4 Star
1%
3 Star
2%
2 Star
0%
1 Star
1%
Reviews from Web
  • SFTP
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    Myung S Y
    Somerville, NJ
    Posted on June 20th, 2023 10:18 AM
    Mike was very professional, friendly, and communicative. He always took the time to answer my questions and went above and beyond in explaining everything. He is easy to talk to and made for a very smooth loan process.
    Reply from Michael Potoczak
    February 29th, 2024 04:16 PM
    I'm absolutely delighted to have been of assistance, Myung! Your satisfaction is my top priority and I'm glad to hear you've found value in our conversations. Ensuring a smooth loan process is crucial at Embrace Home Loans, and I'm thrilled...
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    William A B B
    Randolph, NJ
    Posted on June 6th, 2023 02:27 PM
    Mike was responsive, helpful and timely in every stage of the process. He played a critical part in us closing on the deal!
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    Joseph S
    Randolph, NJ
    Posted on June 6th, 2023 01:25 PM
    Michael is the definition of customer care, excellence and will go above and beyond for you. He is a master of his craft and will guide his clients down the best path. This last transaction Michael made a phone call to the listing agent to...
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    Reply from Michael Potoczak
    June 3rd, 2024 07:20 PM
    Thank you so much, Joseph, for your kind words. I'm delighted to hear that I was able to provide you with such a positive experience and help secure the property for you. It's great to know that the phone call to the listing agent was a valuable...
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    Celeste J
    Lawrence Township, NJ
    Posted on June 2nd, 2023 03:05 PM
    Michael was always available for questions and explanations. Honest and trustworthy
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    Laya H
    Cliffside Park, NJ
    Posted on April 1st, 2023 08:11 PM
    Michael and his team were amazing throughout the process. They made the process very easy and efficient.
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    Melissa D
    Fair Haven, NJ
    Posted on March 24th, 2023 04:11 PM
    Michael was fantastic in staying on top of rates, checking in, and providing us with guidance through excellent communication! We are very grateful and will be using his services in the future!
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    Joseph D
    Fair Haven, NJ
    Posted on March 24th, 2023 12:32 PM
    Michael was always super responsive and proactive . I also greatly appreciate the class he showed with a gift at closing and being present with us at the table. This is service you don’t really find anymore .
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    Roxana M
    Hewitt, NJ
    Posted on January 23rd, 2023 10:44 PM
    Michael made the process super easy and painless. He kept us up-to-date every step of the way and would always tell us what to expect next so we wouldn’t be surprised. He worked really hard to get us the lowest rate possible and I feel like...
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    David G
    Hewitt, NJ
    Posted on January 21st, 2023 02:14 PM
    Michael was very professional and quick to respond to all of our questions. He took the time to explain all the details so we felt comfortable with the entire process. We were very happy with the whole process
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    Sarah B
    Freehold, NJ
    Posted on December 2nd, 2022 01:10 AM
    Michael is a true professional! He was very knowledgeable about market conditions and the programs that my clients could qualify for. He was able to listen to their needs and was able to deliver, not only an incredible rate but the best service...
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    About
    Michael Potoczak (NMLS #966993) is a premier mortgage loan officer and local lending expert in Basking-Ridge, New-Jersey. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Michael provides comprehensive home financing solutions with Embrace Home Loans. Michael Potoczak is a seasoned Loan Officer joining the Embrace team in Basking Ridge, NJ. Mike has been in the mortgage business for 10 years where he sharpened his skills pre-approving clients, originating loans, and negotiating rates and products. Contact Michael today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage lending
    Home Equity Lines of Credit
    First Time Home Buyers
    Down Payment Assistance
    Conventional Loans
    Jumbo Loans
    FHA Loans
    VA Loans
    View All
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    Positions
    • Embrace Home Loans - Loan Officer
      Apr 1st, 2022 - Current
    Memberships
    • NMLS
    • BNI Connect2Success
    • Basking Ridge Sales
    • View All
    Addresses and Serving Areas

    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 966993
    Videos
    video
    Awards
    Top Producer
    Customer Satisfact...
    Top Responder
    Achievements
    • Scottsman Guide Top Originator
    Hobbies
    • Golf
    • Skiing
    • Tennis
    • View All
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us


    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.