

Michael Pendergast
Sr Loan Officer | NMLS # 1904026

I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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Mike facilitated my experience seamlessly. He excels in follow-up as well.
Reply from Michael Pendergast
November 25th, 2025 06:02 PM
I'm glad to hear that your experience went smoothly and that the follow-up was effective, Joe. It’s important to me that every step of the process is as straightforward as possible. If there’s anything else you’d need in the future, feel free...
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Mike Pendergast
Reply from Michael Pendergast
November 25th, 2025 06:02 PM
I appreciate you sharing your feedback, Judy. I'm glad to know your experience with me was positive. If there's ever anything else you need, don't hesitate to get in touch.
Mike was extremely responsive, professional and friendly, thoroughly answering all my questions and everything about the process in great detail. I appreciated Mike's availability and expertise throughout this process. Would highly recommend...
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Reply from Michael Pendergast
October 27th, 2025 07:43 PM
Thanks for your thoughtful feedback, DeeDee. I'm glad I could be of assistance and that my responsiveness and attention to detail made a positive impact on your experience. It's great to hear that you found the process clear and well communicated....
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Pendergast excellent help
Reply from Michael Pendergast
October 27th, 2025 07:43 PM
I'm pleased to know that my assistance has been helpful, Stephen. If there's anything further you'd like to discuss or if you have additional questions, please feel free to reach out. I'm here to support you with your lending needs.
Our loan application went smoothly. Approval was just a matter of days. Our loan officer went extra mile to meet our needs. No pressure, no hassles and we only dealt with our loan officer at all times.
Reply from Michael Pendergast
October 27th, 2025 07:44 PM
I'm glad to hear that your loan application process was smooth, Renato. It's important to me to ensure there are no hassles and that you feel comfortable throughout. If there's anything else I can do for you or any questions you have in the...
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Michael Pendergast was been my loan officer since I had my 1st loan with Ladera. He was very pleasant to work with. He goes above and beyond to help me on all my needs. Very understanding and willing to help in any way. My experience with Mike...
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Reply from Michael Pendergast
October 27th, 2025 07:45 PM
Thank you, Nessa, for sharing your experience. It's truly rewarding to know I've been able to support you throughout your loan process and that you felt comfortable and at ease. This kind of feedback really highlights the aspects of my work...
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The reason we had a good experience was due to Mike supporting us along the way. he answered all our questioned, was always helpful, and stuck with us even when we hit snags. Mike made us feel valued and was A joy to work with .
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Reply from Michael Pendergast
October 27th, 2025 07:46 PM
I'm pleased to hear that your experience was positive, Lee Ann. Knowing that I could provide support and help through the process means a lot to me. Your kind words about feeling valued are appreciated, and I'm always here if any additional...
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The transparency of the Loan Officer, the way he explained details. Constant communication with me
Reply from Michael Pendergast
October 27th, 2025 07:46 PM
Cathy, I appreciate you mentioning the transparency and detailed explanations. Communication is key, and I'm pleased to know it made a positive difference for you. Should you have any questions or require further assistance, feel free to reach...
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He is very responsive and accessible and offers clear explaination.
Reply from Michael Pendergast
October 27th, 2025 07:47 PM
It's great to hear that you found me responsive and accessible, Ram Sankar. I'm pleased that the explanations provided were clear for you. If you have any further questions or need assistance down the line, feel free to get in touch.
Mike was super easy to work wuth and understood my needs wuthout a bunch of extra filler and time waisted. Process was super easy and quick.
Reply from Michael Pendergast
October 27th, 2025 07:48 PM
I'm glad to hear that the process went smoothly and efficiently for you, Shana. Understanding your needs without unnecessary steps is always my aim. If there's anything else I can assist you with, please don't hesitate to reach out.
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About
I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs.
I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA & VA Loans
HELOCS & HELOANS
Purchase Loans
FHA Streamlines and IRRRLS
Bank Statement Loans
Stated Income Loans
Reverse mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1904026
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