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Michael Pendergast - Sr Loan Officer | NMLS # 1904026 in Lake Forest, CA

Michael Pendergast

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Sr Loan Officer | NMLS # 1904026

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I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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  • Encompass
    R
    Robert E
    Hopedale, MA
    Posted on September 5th, 2025 07:59 PM
    was really easy to deal with enjoy talking with him
    Reply from Michael Pendergast
    October 27th, 2025 07:49 PM
    I'm pleased to hear that your experience working with me was straightforward and enjoyable, Rob. It was a pleasure speaking with you as well. I'll always be watching out so that we can improve your position.
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    Darren V
    Matthews, NC
    Posted on August 31st, 2025 06:04 PM
    Professional manner in which Mr Pendergrass conducts business
    Reply from Michael Pendergast
    September 3rd, 2025 10:11 PM
    I'm grateful for your feedback, Darren. It's important to me to maintain a professional standard in all interactions, and I’m pleased to know you found this aspect noteworthy. Should you have any further questions or require assistance, I'm...
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    James E
    CYPRESS, TX
    Posted on August 20th, 2025 12:10 AM
    Mike was great about helping us understand the process and was always very responsive.
    Reply from Michael Pendergast
    August 20th, 2025 09:48 PM
    I'm glad to hear that I could help clarify the process for you, James & Amanda. It's important to me to be responsive and support my clients throughout their journey. If you have any more questions or need assistance in the future, don't hesitate...
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    Rigoberto C
    Gilbert, AZ
    Posted on August 1st, 2025 01:33 AM
    Process / great communication
    Reply from Michael Pendergast
    August 4th, 2025 07:47 PM
    Thank you, Rigo, for highlighting the process and communication. I'm glad to hear that these aspects stood out for you. If there's anything else you need or any questions you have in the future, please don't hesitate to reach out.
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    Todd G F
    Eureka, CA
    Posted on July 31st, 2025 01:48 PM
    na done thanks
    Reply from Michael Pendergast
    July 31st, 2025 04:24 PM
    Thank you, Todd, for taking the time to leave a review. If there's anything further you'd like to discuss or if you need assistance in the future, feel free to reach out. I'm here to help.
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    C
    Charles G B
    Boca Raton, FL
    Posted on July 30th, 2025 06:04 PM
    I have dealt with Michael Pendergast on several occasions now. Michael is an extremely talented professional. Really understands his business and want the customer needs and wants. His advice is always spot on. I strongly recommend two friends...
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    Reply from Michael Pendergast
    July 31st, 2025 04:23 PM
    I appreciate your kind words and trust, Chuck. It's encouraging to know that my advice and understanding of your needs have been valuable to you. Thank you for recommending me to your friends and family—it really means a lot. I'm here if you...
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    K
    Kelly L B
    Dunn, NC
    Posted on July 19th, 2025 09:43 PM
    Great communicMarion, very helpful!
    Reply from Michael Pendergast
    July 31st, 2025 04:08 PM
    Thank you for your kind review, Kelly. I'm pleased to know that you found my communication and assistance helpful. It was my pleasure to support you, and I'm glad you had a positive experience with Ladera Lending. If there's anything else I...
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  • Encompass
    K
    Kirk W F
    Show Low, AZ
    Posted on July 16th, 2025 09:39 PM
    Our loan officer. Michael Pendergast
    Reply from Michael Pendergast
    July 16th, 2025 10:01 PM
    Thank you for taking the time to leave a review, Kirk. I appreciate your feedback and am glad to have been able to assist you with your loan needs. I look forward to working with you again.
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    Michael P T
    Concord, NC
    Posted on June 30th, 2025 02:09 PM
    Great communication. Quick closing.
    Reply from Michael Pendergast
    June 30th, 2025 03:56 PM
    Thank you for your feedback, Michael & Kristi. I'm glad to hear that you were satisfied with the communication and the quick closing process. It was a pleasure assisting you at Ladera Lending.
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    Stephanie M P
    ABBEVILLE, SC
    Posted on June 29th, 2025 05:21 PM
    Michael is awesome.
    Reply from Michael Pendergast
    June 30th, 2025 03:56 PM
    I'm thrilled to hear that you had such a positive experience. It was a pleasure assisting you, and I appreciate your feedback.
  • 41–50 of 205
    About
    I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA & VA Loans
    HELOCS & HELOANS
    Purchase Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    Stated Income Loans
    Reverse mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1904026
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses