Michael Pendergast
Sr Loan Officer | NMLS # 1904026
I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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No one is perfect.
Reply from Michael Pendergast
May 5th, 2026 03:56 PM
Thank you, Hugh, for sharing your thoughts. I appreciate your feedback and always strive to improve. It was great to work with you again. I'm always watching the market for us to improve the situation.
It would have been very helpful to have had a list of documents needed all at once instead of asking for ones we already sent and most days as the process was further along to get documents every day
Reply from Michael Pendergast
March 16th, 2026 10:54 PM
Thank you for sharing your feedback, Alison. I understand how having a full list of required documents upfront could have made the process smoother for you. I appreciate your patience and your input, as it helps me improve the way I assist...
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Mortgage plan set up by Mike met our needs at a good rate.
Reply from Michael Pendergast
March 10th, 2026 06:23 PM
I'm pleased to hear that the mortgage plan we set up matched your needs and came at a good rate, Bob. If you or Alison have any more questions or require further assistance down the line, don't hesitate to reach out. I'm here to help.
Good communication
Reply from Michael Pendergast
March 6th, 2026 08:39 PM
I'm glad to hear you found the communication to be good, Robert. If there's ever anything more you'd like to discuss or need assistance with, please feel free to get in touch. I'm here to help.
Simply better than all of the previous multiple similar experiences that I've had.
Reply from Michael Pendergast
March 6th, 2026 04:49 PM
I'm pleased to hear that your experience with me stood out among your previous ones, Kenneth. It's great to know I could make a positive impact. If there are any other ways I can assist you, feel free to reach out anytime.
MIke Pendergast was my original loan officer and he promised me that I would be a customer for life. That was very true as the interests came down he stayed in contact with me to re-finance at a lower rate and provided a credit on the fees....
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Reply from Michael Pendergast
March 6th, 2026 04:49 PM
Murph, I'm grateful for your feedback. It's great to hear that staying in touch and helping you refinance at a lower rate had a positive impact on your experience. I'm pleased that the closing process was smooth and convenient for you. If there's...
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Simple process to lower rate with low fees that are quickly recovered with the savings
Reply from Michael Pendergast
March 6th, 2026 04:48 PM
Thank you for sharing your experience, Victoria & Chris. I'm pleased to hear that the process was straightforward and that the savings were beneficial. If you have any more questions or need further assistance, feel free to reach out anytime....
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Michael Pendergast
Reply from Michael Pendergast
February 18th, 2026 07:31 PM
Thank you for leaving a positive review, Peggy. If you need assistance in the future, please feel free to reach out.
It was a streamline refinance
Reply from Michael Pendergast
February 2nd, 2026 05:41 PM
Thank you for sharing your experience, Gary. I'm pleased to hear that the streamline refinance process went smoothly for you. If there's anything else you'd like to discuss or if you have questions down the line, feel free to reach out. I'm...
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It was a great experience working with Ladera Lending. Michael explained the loan process and what my options are very well. He is very professional and courteous. And the loan process is quick.
Reply from Michael Pendergast
February 2nd, 2026 05:40 PM
I'm pleased to hear that you had a positive experience with Ladera Lending, Len. I strive to clearly explain the loan process and options available, so it's rewarding to know that resonated with you. Your feedback on the professionalism and...
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About
I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs.
I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional Loans
FHA & VA Loans
HELOCS & HELOANS
Purchase Loans
FHA Streamlines and IRRRLS
Bank Statement Loans
Stated Income Loans
Reverse mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 1904026
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