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Michael Pendergast - Sr Loan Officer | NMLS # 1904026 in Lake Forest, CA

Michael Pendergast

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Sr Loan Officer | NMLS # 1904026

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I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationsh... Show More
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  • Encompass
    R
    Roger S
    Elizabeth City, NC
    Posted on January 15th, 2026 07:01 AM
    The agent took the time to explain things in an understandable manner. He was never pushy yet was always there if you needed anything. I've enjoyed working with Mr. Pendergast and appreciate his help.
    Reply from Michael Pendergast
    January 16th, 2026 05:23 PM
    I'm grateful for your feedback, Stan. I’m pleased to know that the explanations and assistance were clear and supportive throughout the process. It’s always my goal to be available without being intrusive, so it's reassuring to hear that this...
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  • Encompass
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    Samantha R
    Murrells Inlet, SC
    Posted on December 31st, 2025 03:30 PM
    Very attentive and knowledgeable interaction with Mike & Eddie. Mike got me the best overall rate and lowest closing cost. I appreciated his thoroughness and felt he truly was looking after my best interest. The loan process was amazingly fast,...
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    Reply from Michael Pendergast
    January 16th, 2026 05:22 PM
    I'm glad to hear about your positive experience with me and Eddie, Sami. It's important to ensure you feel informed and confident throughout the loan process, and I'm pleased that my efforts aligned with your expectations. I'm grateful for...
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  • Encompass
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    Dennis M O
    Glendale, AZ
    Posted on December 27th, 2025 08:47 PM
    The attention and follow up by Michael Prendergast and his team. SUPERB follow through and attention to my account.
    Reply from Michael Pendergast
    December 29th, 2025 11:42 PM
    Thanks for your positive feedback, Dennis. I'm glad that the attention and follow-up met your expectations. It's important to me that your experience is smooth and satisfying. If you have any further questions or need assistance, don't hesitate...
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  • Encompass
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    Angel A S
    Las Vegas, NV
    Posted on December 25th, 2025 05:00 PM
    Michael was thorough and communicated in an excellent manner. He followed through nd answered any questions in regards to the process and also after being approved.
    Reply from Michael Pendergast
    December 29th, 2025 11:43 PM
    Angel, thank you for your kind feedback. I'm pleased to hear that you felt well-informed throughout the process. If you have any more questions or need assistance in the future, please feel free to reach out.
  • Encompass
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    Marsha B
    Mooresville, NC
    Posted on December 25th, 2025 02:09 PM
    Mike is an amazing professional on many levels He quickly undrrstood the complexity of my businesses and positioned me with the right plan He is so friendly, communicates very well, offered options and assisted me in analyzing those options...
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    Reply from Michael Pendergast
    December 29th, 2025 11:45 PM
    I'm grateful for your feedback, Marsha. Understanding the complexity of your businesses and providing the right plan is a goal I strive for with every client. It's great to hear that communication and options analysis were helpful for you....
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    Jesse S C
    Florence, SC
    Posted on December 18th, 2025 07:09 PM
    Michael was very personable, answered all my questions and was easy to access for anything I needed.
    Reply from Michael Pendergast
    December 29th, 2025 11:45 PM
    It's great to hear that you found me personable and that I was able to answer all your questions, Jesse. Being accessible and ensuring your concerns are addressed is important to me. If you have any more questions or need assistance in the...
    read more
  • Encompass
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    Glen M H
    Palestine, TX
    Posted on December 14th, 2025 06:11 AM
    great communication
    Reply from Michael Pendergast
    December 29th, 2025 11:46 PM
    It's great to hear that the communication met your expectations, Mike. If there's anything more you need or any questions come up, feel free to reach out anytime. I'm always here to assist you.
  • Encompass
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    Alfred A
    Highlands, NC
    Posted on December 10th, 2025 03:42 PM
    Michael was great with his follow up. He has a clear understanding of the market and the current lending environment. Michael is nice to deal with and easy to communicate with.
    Reply from Michael Pendergast
    December 29th, 2025 11:47 PM
    Garrard, I appreciate your feedback. It's great to hear that my follow-up and communication met your expectations. I'm pleased that my understanding of the market was helpful for you. If you have any questions or need further assistance, I'm...
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  • Encompass
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    Don L
    Reno, NV
    Posted on November 25th, 2025 08:19 PM
    Michael Pendergast is an awsome person with great communication skills and was really helpful with our loan. Thanks Mike
    Reply from Michael Pendergast
    December 29th, 2025 11:49 PM
    Don, it was a pleasure to work with you again. I appreciate your kind words. I'm glad to hear that my communication and assistance made a positive impact on your loan process. If there's anything else you need, don't hesitate to reach out.
  • Encompass
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    William S
    Charlotte, NC
    Posted on November 25th, 2025 04:04 PM
    While the process was really complicated, customer service, chats and phone conversations were really helpful in getting the loan completed to my complete satisfaction!
    Reply from Michael Pendergast
    November 25th, 2025 06:01 PM
    I appreciate your feedback, Bill. It's great to hear that despite the complexity of the process, the customer service provided through chats and phone conversations made a positive impact. If you have any more questions or need assistance in...
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  • 21–30 of 205
    About
    I was born and raised in Las Vegas. I have over 10 years of experience providing exceptional customer service. I strive to be as transparent and as informative as possible about the mortgage process. I focus on creating long term relationships with my clients. I enjoy evaluating my client’s financial position and custom-tailoring options that fit their specific needs. I got into the business because my mother lost her home during the Great Recession. That experience has inspired me to guide clients through these major life decisions with compassion, and it is fulfilling to know that what I’m doing has a real impact on clients' lives moving forward.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional Loans
    FHA & VA Loans
    HELOCS & HELOANS
    Purchase Loans
    FHA Streamlines and IRRRLS
    Bank Statement Loans
    Stated Income Loans
    Reverse mortgages
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    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2020

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 1904026
    Disclaimer
    Ladera Lending, Inc.
    NMLS # 835555
    Privacy Policy
    NMLS Consumer Access
    State Licenses