Michael Hull
Loan Officer | NMLS # 1833245
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5:08 PM
Sat
closed
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closed
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Michael was attentive, communicative, on top of everything you can name, answered all questions and worked his hardest to get us the best closing numbers EVER! He's amazing!
Not so many crazy questions and and documents from the underwriter. Michael was great. Underwriting experience was subpar.
Michael Hull, was very helpful and answered all of our questions with ease. He was very nice and professional .
Michael was super helpful throughout the process and offered great advice !
They go out of their way to make your loan work by keeping you informed and working different angles to best benefit you towards a smooth transition. I have used them several times for my mortgage loans and refinancing for over 25 years. I...
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Reply from The Holsman Team
August 6th, 2018 03:27 PM
Thank you, Kirby! We are very grateful to have continuously worked with you over the years!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1833245
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.