Michael Hull
Loan Officer | NMLS # 1833245
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5:08 PM
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closed
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closed
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Reviews from Web
The communication and willingness to change things to make the whole process easier and more comfortable .
Reply from Michael Hull
April 13th, 2026 03:11 PM
I'm pleased to hear that the communication and flexibility made your experience more comfortable, Carlos. If there's anything else I can do to assist you further, please don't hesitate to let me know.
Was there for us every step of the way and always easy to reach with any questions we had!
Always answered my questions any time of day or night.I will definitely use lower mortgage
Reply from Michael Hull
March 31st, 2026 03:05 PM
It's great to hear that you found my availability helpful. I'm glad I could assist with your questions, no matter the time. If you choose to work with Lower Mortgage again in the future, feel free to reach out anytime if there's anything you...
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Michael is great to work with. His response time is fantastic. We look forward to working more with him in the future.
Reply from Michael Hull
March 24th, 2026 06:27 PM
I appreciate your kind words, Levi. It's great to know that you're satisfied with the response time and overall experience. If there's anything else you need or want to explore further, don't hesitate to reach out. I look forward to working...
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Its just a rating
Michael has made every step of this process smooth. He was alwaysquick to respond and complete everything that we needed. Out of all the many questions I asked he always explained in detail sometimes in more ways than one to ensure I had good...
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Reply from Michael Hull
March 19th, 2026 05:59 PM
Tanya, I appreciate your feedback and am pleased to know that the process was smooth for you. Taking the time to provide thorough explanations is something I prioritize, and I'm glad it was helpful. If you ever have more questions or need assistance...
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Michael was very professional and kind and it felt like he was trying to get us the best deal possible would definitely recommend him !!
Reply from Michael Hull
March 9th, 2026 07:31 PM
Dakota, I truly appreciate your feedback! It's important to me that you felt supported and received the best possible service. Should you need any assistance in the future, feel free to get in touch.
Michale and his team went above and beyond to ensure we not only were successful in our home buying but also made sure we understood everything along the way. He took time well after normal business hours to explain things to us until we were...
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Michael and his team went above and beyond to ensure we not only were successful in our home buying journey, but that we understood everything we were doing. He made himself available at all times for us which meant a lot to us considering...
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Reply from Michael Hull
March 9th, 2026 08:38 PM
I'm glad to hear that your home buying experience was positive, McKenzy. Making sure you felt informed and supported throughout the process is important to me. If there's anything more you need or if questions come up in the future, just let...
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Michael and his wife made the whole process so fast and easy for us!
Reply from Michael Hull
February 23rd, 2026 04:36 PM
I'm grateful for your kind words, Ashley. It was a pleasure to help make the process smooth and straightforward for you. If you ever need anything else, don't hesitate to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1833245
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.