Lower Mortgage, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM(Open now)
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
Fred is very knowledgable. We appreciated that he was always available to answer our questions.
for
Was kept informed of the progress of the mortgage
Reply from Michael Hull
November 2nd, 2026 05:39 PM
Deanna, I'm glad to hear that you felt well-informed throughout the mortgage process. Keeping clients updated is a central part of my service at Lower, and I'm pleased it made a positive impact on your experience.
You need to increase your market manipulation capabilities so we could get a lower rate! Just kidding.... appreciated your easy access and that you did not ask for a bunch of additional info/data from us that you did not really need.
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Reply from Fred Holsman
October 30th, 2026 02:31 PM
Mack, I'm happy to hear that you appreciated the easy access and straightforward process. At Lower, I always strive to make things as smooth and efficient as possible for my clients.
Very quick and communicative
for
Lower Mortgage
Great team to work with. Very communicative and made the home purchasing process incredibly easy.
Fred was very communicative and great to work with.
Reply from Fred Holsman
October 28th, 2026 03:38 PM
Sean, I'm pleased to hear that you found my communication effective and enjoyed working with me. At Lower, it's important to ensure a positive experience for our clients.
for
Lower Mortgage
We are so very pleased with Lower Mortgage and especially with Fred. He is the man. He was able to help us get a loan, when no one else could. He went over and beyond for us by always being there for us when we needed anything or had any questions....
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When no one else would help us out with a loan, Fred found a way to help us out and get us into our new home and we are forever grateful for that. Fred was always quick to answer his phone and be there for us whenever we had any questions or...
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Reply from Fred Holsman
October 26th, 2026 05:45 PM
Michael, I'm truly grateful for your kind words and am pleased to know I could assist you in securing your new home. It’s important to me that my clients feel supported and confident throughout the process, and I'm glad that my team at Lower...
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Lower Mortgage
Lower Mortgage has received a review with 5 star rating from David H
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Communication was excellent!! If we had a question, he had an answer. He kept in contact during the entire process of our loan. helped explain things that we're confusing and got us into the home We wanted!!! Michael is the one member in the...
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Reply from Michael Hull
October 26th, 2026 04:07 PM
David, I'm grateful for your kind words and happy to know that my communication and support helped guide you through the loan process. It was my pleasure to assist you in securing the home you wanted, and I'm glad to have been part of the Lower...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.