

Lower Mortgage, Eagle, ID
Eagle, ID

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5:08 PM
Thu
9 AM to 5:08 PM
Fri
9 AM to 5:08 PM
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Reviews from Web
Fred was very knowledgeable and timely
Fred responded quickly during our loan process and provided excellent assistance when needed. He worked closely with our realtor and provided recommendation(s) regarding the type of loans that worked best to complete both our home sale and...
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Reply from Fred Holsman
October 5th, 2026 03:42 PM
Shawn, I'm pleased to hear that I could provide you with quick responses and helpful assistance throughout your loan process. Working closely with your realtor and offering loan recommendations to support your home sale and purchase was my...
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Fred Holsman was very easy to work with and responded quickly to all of my questions. He made a daunting process very smooth and easy and I highly recommend him and Lower Mortgage services !
Fred was extremely easy to communicate with and fast at providing explanation and answers to my questions . He made the process so easy and I am looking forward to working with him in the future
Reply from Fred Holsman
September 28th, 2026 04:42 PM
Kara, I'm glad to know that I made the process easy for you and was able to provide clear and quick answers to your questions. I appreciate your kind words and look forward to assisting you again in the future with Lower.
Fred answered all our questions and concerns , no matter the time or day.
Reply from Fred Holsman
September 28th, 2026 03:36 PM
Breanna, I'm glad I could address all your questions and concerns at any time. It's important to me that you felt supported throughout your experience with Lower.
Even though there was a lot of bumps the road he pulled through and got us the house
Reply from Michael Hull
September 25th, 2026 08:37 PM
Arvid, I'm happy to hear that despite the challenges, I was able to help you secure your house. Thank you for choosing to work with me and Lower.
Lower Mortgage has received a review with 5 star rating from Ryan H
Amazing would call again for my next house whenever that is!
Reply from Fred Holsman
September 25th, 2026 03:42 PM
Ryan, I'm pleased to hear that you had such a positive experience and would consider working with me again for your next home. Thank you for choosing Lower and allowing me to assist you.
Fred was super responsive throughout the process and easy to work with.
Fred was super quick to answer any questions we had and was very good at keeping us updated throughout the process.
Reply from Fred Holsman
September 24th, 2026 04:45 PM
William, I'm grateful for your feedback and happy that I could keep you informed and quickly address your questions. It was a pleasure to assist you with Lower.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.