Lower Mortgage - Eagle, ID, Eagle, ID
Eagle, ID
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Fast way of communicating & response times.
Reply from Fred Holsman
June 18th, 2026 09:03 PM
Romulo, I appreciate your feedback on my communication and response times. I'm glad to know that you found the process efficient. If you need any further assistance, feel free to reach out.
As first time home buyers, my husband and I new next to nothing about the ins and outs of purchasing a home and working with a lender. We talked to a few different lenders before deciding to work with Fred and Lower Mortgage and we couldn't...
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Reply from Fred Holsman
June 10th, 2026 04:12 PM
Caitlyn, I'm pleased to hear that you and your husband had a positive experience as first-time home buyers. I'm grateful for the opportunity to assist you and make the process stress-free and straightforward. If you have any more questions...
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As ususl , works hard to get us the best rates, works fast and efficient.
Reply from Fred Holsman
June 8th, 2026 08:36 PM
Ismael, I'm thankful for your feedback and glad to hear that my efforts to secure the best rates and work efficiently met your expectations. If there's anything else I can assist with, please let me know.
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Micheal was always there for me
Reply from Michael Hull
June 1st, 2026 07:06 PM
Joshua, I'm happy to hear that I could be there for you. If there's anything else you need, please feel free to reach out.
for
It was great because micheal made everything so easy and simple. He helped me out when I was so busy
Reply from Michael Hull
May 25th, 2026 06:02 PM
Johnny, I'm grateful to hear that I could make things easy and simple for you, especially during your busy time. If you ever need further assistance, please don't hesitate to reach out.
This was our fifth mortgage transaction and first construction loan. Fred was, by far, the best loan pfficer officer we have ever dealt with. Fred was knowledgeable, accessible, positive, and solution driven. I would highly recommend him to...
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Reply from Fred Holsman
May 25th, 2026 08:00 PM
Chad, I'm grateful for your kind words and recommendation. It’s appreciated to hear that I could provide you with a positive and solution-driven experience on your first construction loan. If you ever need assistance again, please don't hesitate...
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Michael was great, personable and very communicative.
Reply from Michael Hull
May 22nd, 2026 04:24 PM
Beckie, I'm pleased to hear that you found me personable and communicative. Thank you for your kind words, and if there's anything else I can assist you with, please don't hesitate to reach out.
Fred clearly explained the loan options for our specific situation and understood exactly what we were trying to accomplish. His communication was fast and responsive throughout the process. He worked hard to ensure our loan closed nearly two...
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Reply from Fred Holsman
May 18th, 2026 02:30 PM
Jessica, I'm pleased to know that my efforts to explain the loan options and facilitate a fast closing were helpful for your project. If you have any further questions or need assistance, please feel free to reach out.
Fred is knowledgeable fast and great to communicate
Reply from Fred Holsman
May 14th, 2026 03:26 PM
James, I appreciate your kind words and am glad to know you found my communication effective. If you have any more questions or need assistance, please feel free to reach out.
Fred made the experience very smooth the whole way.
Reply from Fred Holsman
May 13th, 2026 01:52 PM
Edward, I'm glad to know that I could help make the experience smooth for you. If there's anything else you need or any questions arise, please feel free to reach out.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Mountain Standard Time (MST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.
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