Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sun
24 hours(Open now)
Mon
24 hours
Tues
24 hours
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Reviews from Web
I just underwent my first home buying experience and i couldnt be more pleased that i had Michael Guthneck and his team to help me through it. Not only was Michael extremely helpful, knowledgeable and always there to answer any question, his...
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I had a great experience with Michael. The process was very seamless. He is very deligent and proactive. We closed under 30 days which is not what I expected based on feedback from others who applied for mortages before.
Michael and team provide professional support when you need it most, day or night and even during the weekend. I highly recommend Michael to anyone looking to purchase a home.
Michael was very thorough in answering questions both on financing and bank procedures. He was very prompt in returning phone calls and emails. He seemed to wirk work well with our real estate agent Mr Usman Mutaza.
Was a breeze to buy a home using this lender. Fast and stress free! I always heard buying a home was hard and stressful but not with this team! Would use again and highly recommend.
It was a pleasure working with Nichole, she made every step thorough and explanatory. Would recommend her to anyone. It was a great experience. Thank you for all of your help.
Very exceptional to work with in all aspects ! From the welcoming first call to the final closing. Michael and his team made everything very smooth and effortless. Tks again
Michael’s a no-nonsense guy who is fast and furious style of delivering on the promise. He was clear and accurate from the get-go and pushed us when needed to get the process completed.
I am Very pleased with the Service that Michael and his team at US Mortgage of Florida gave me in the Purchase of My New home they made it possible for me to get MY DREAM HOME.
Michael, Nicole, and the rest of the Team were amazing! We closed easily on the expected date, with a prompt loan approval! I’m thankful I chose them!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org