Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Nichole and Mike were great at helping my wife and I! Her team and her guided us through the ins and outs of the process. We were new to it all, but their team really made us feel at ease.
Michael Guthneck is first class mortgage professional. From the initial application process to the actual closing on our new home Michael and his team made the process of getting a mortgage as easy as possible. He has excellent communication...
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The process was pretty easy. Michael & his team did a great job & helped me to save a ton of money by lowering my monthly mortgage payment by more than $400+/month through refi!
I would recommend them to anyone looking for financing. delt withI have gone through the process with other lenders over the years and they were the easiest I have
ABSOLUTELY WONDERFUL ! Would work with Nichole again for sure . She is very professional . We were very satisfied with her and would recommend her to friends and family for sure makes the whole process very smooth . TERRIFIC WONDERFUL PROFESSIONAL....
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Michael and Nichole were courteous, professional, and always available. An absolute joy to work with. I highly recommended for any of your lending needs.
I loved working with Mike on my new home. It was such a smooth experience. They helped with every small detail and got me through closing with ease. I felt very comfortable throughout the whole process and would definitely use them again
It was a pleasure to work with team Guthneck on my recent refinance, they were responsive and kept me informed along the way. Michael Nicole, Tricia and Robbie were a pleasure to work with throughout the process.
The service provided by Michael was excellent. I closed on time without any issues. I’m very happy and highly recommend Michael and his colleagues. ..
Michael helped me refinance my property with ease. He was very experienced and easy to work with and was always available no matter the day. Would recommend 100%
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org