Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sun
24 hours(Open now)
Mon
24 hours
Tues
24 hours
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Reviews from Web
Michael was quick to respond to me and walked me through every step of my loan process. He was very assuring and answered all of my questions. I'd recommend Michael to everyone.
He guided us through the whole process and it was fast. The team was helpful and were always available to answer questions. The papers were easily accessible. The app was efficient and easy to use and upload documents.
Micheal and his team will work tirelessly long past regular business hrs to get you approved. The approval process can be scary, emotional and rigorous. Micheal demystifies the process by keeping you well inforned of each step so there are...
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The home mortgage process was made easy and understandable. Every step of the process was explained. The dedication to my account from every step from the application to final approval was followed through phenomenally. I cannot say enough...
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Mike and his team took considerable care to find me the best mortgage rate and explain all the details. No stone was unturned and was available anytime with answers to questions, issues address\resolved. The team as a whole is fantastic!
Working with Michael Guthneck and the Guthneck team was a great experience. They were very helpful with every step of the buying procedure, making sure that we reached the finish line with out any hiccups.
The Guthneck team guided me through every step of the process. They were very professional and always available to answer any questions I had. I highly recommend them.
From the first phone call Michael took the time not only to understand and take care of my lending needs but he also took the time to get to know me and my family. He walk me thru all of the process and answer all my questions when I doubt....
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As a Veteran, oftentimes it is very challenging to work with a lender. Michael and his team exceeded all expectations. Words can't say enough! I give them very high praise for the clarity of communication and being extremely efficient. They...
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Extremely professional, punctual with documents/deadlines, and provided all the necessary information necessary to close. The home buying experience can get over whelming, but with the right loan officer, they can alleviate some stress and...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org