Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
I truly enjoyed my experience working with Mike. Mike was very helpful. He explained everything to my wife and I. He kept us informed on everything we needed to know. He walked us through step-by-step so we could understand the process. Every...
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My husband and I started looking for a home in September. As new home buyers, we were unsure of where to start. We tried one popular lender that was unable to qualify us and we thought we wouldn't be able to buy a home any time soon. Then we...
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Most professional in the business. Made sure i had everything i needed to succeed never stopped answering the phone for me regardless of time!! I highly recommend!!!
Michael was attentive to entire process of getting our mortgage. This is our second time working with him. He is proficient in first time mortgage process and also with more complex cases. I would highly recommend him to my family and friends....
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My husband and I received great service on our first home purchase. Michael walked us through every step of the loan application. He answered all of our questions quickly which resulted in closing a month early. We recommend Michael and his...
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Michael and his team are amazing! Michael was always quick to anwser my questions and helped make this process smooth and fast. With this being my first time purchasing a home, I thought that the process would be stressful, but it was a breeze....
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I highly recommend Mike and his team at US Mortgage. Mike provided knowledgeable advice and understandable quotes. The application was uncomplicated, and once that was completed his team made the task of document submission simple. After the...
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Michael and the team were very informative and quick with responses. When it came down to the wire they were head on and resolved any and all things needed to get to closing. Would highly recommend!
Working with Michael and his team was an easy and great experience. They are very responsive and great for first time homebuyers. My wife and I would recommend Michael to anyone purchasing a home.
fast response, communicative, resourceful, helped us achieve our timeline in moving / closing. The team worked efficiently to help us the best way we need
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org