Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Michael is extremely knowledgeable and patient! He was always accessible and answered all the many questions that my husband and I had, to make sure we BOTH understood the process. Because of how thorough he was, I felt comfortable every step...
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Reply from Michael Guthneck
May 8th, 2026 05:30 PM
Kym, I'm grateful for your kind words and pleased to hear that you felt comfortable throughout the process. It was my pleasure to assist you and your husband, ensuring you both had a clear understanding each step of the way. Thank you for trusting...
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Michael and Premier Mortgage associates were great to work with. They made sure we found exactly the solutions we were looking for. The process was seamless and fast. They will 100% be our go to in the future.
Premier Mortgage team provided us an exceptional service during the entire HELOC process, from the beginning to end, they were informative, extremely thorough and professionals. I would highly recommend Michael J. Guthneck and his team to anyone...
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Michael is ready when you call , text or email him.! Worked toe to toe with my Realtors and everyone involved in helping me to buy my first house. Michael, not only helped me throughout the whole buying process efficiently, explaining step...
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Michael was very helpful in the home buying process, which was very important to me as a first time homebuyer. His team was always quick to respond to my questions or needs and would make sure that I knew when there were forms to be signed,...
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Michael was very helpful and responsive throughout the mortgage application process for a first time homebuyer. The loan setup and application was straightforward and he kept me on track for closing.
Mike Guthnick was excellent very knowledgeable and very approachableHe always responded to my call and queries. He made a difficult process tolerable and easy to deal with. I recommend him highly!!!
Michael was extremely helpful and attentive to all of our needs and extremely knowledgeable. I would never use another company. I am forever in their debt. Thank you again!Phil Hoffman
Was great to work with, very knowledgeable. Appreciate the time and patience put into helping us get into our first home. You can tell the advisors have been doing this for a long time, they are confident and professional.
Michael was great! Answered any questions and got us in our home with little to no hassle. We would definitely recommend him and his team for any future home buying.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org