Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
We were able to close in about a month! Michael and Anna helped get all our documents organized and submitted on time and explained everything in detail to us.
This team was very responsive and helpful. All my questions were answered quickly and fully. I felt my best interest was being looked out for. I had a tight deadline and they made sure to beat it.
Vanguard funding was very helpful with obtaining my mortgage. We had some difficulties closing but Mike did all he could to bring it together. We had to postpone the closing twice and I was very upset. Michaels staff reassured me every step...
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What a great team !!!If I'll buy a house again I'll use them without any hesitation !!!!Let's put it this way: this is my first house to buy and what a great experience I had with Michael from vanguard and his team !!!All of them are very professional...
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Buying a new home is a wonderful opportunity, but it can also be very stressful. Michael and his team MaryAnn and Anna were wonderful from start to finish. It is not often you find so many competent, friendly and responsive people at one place...
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Michael was very responsive to my calls and was always willing to walk through details of the mortgage process--regardless of how trivial my questions were. He was very knowledgeable about the process and tried to help me save money throughout.Very...
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Michael was very helpful in every aspect. He even checked in to see how we were doing in the process of making our move. Went over and beyond for us. very responsive to any questions we had. In a very professional way.
Mike and his team did a wonderful job in walking us through the purchase of our first home. From an initial interview on a Sunday evening, to answering our myriad questions, to reassuring us throughout the journey; we had a very pleasant experience...
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very quick and smooth! Settlement within 30 days. Very nice and easy to work with. Very pleasurable experience. Will use again in future. Responded to first email within a hour for pre approval for mortgage loan.
I would highly recommend Michael Guthneck and Vanguard Funding LLC for all your mortgage needs. Very knowledgeable, efficient, professional and courteous.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org