Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours(Open now)
Mon
24 hours
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Reviews from Web
very good. I am talking to him since July 2014 and eventually I asked him for refinance of my condominium, which is under FHA financed. I worked with him for refinance in 2015. He closed my refinance in short period of time.
Amazing turnaround on our refinance. Michael was the first to call us about the refinance after servicing our initial mortgage and then came to our house to complete the paperwork. He saved us $150 a month. Thank you Michael, Barbara and the...
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Fast closing. Ready to meet you. Several people on his team corresponding with you.could give a little more advice on how P.M.I and lock in initial interest rates more soon but over all good experience.
From start to finish Michael was the best. From answering questions to easing my worries about the whole process of getting a mortgage. We pushed for a fast closing and he was right on time with everything. Thank you Michael and your whole...
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Mike and his team were with my husband and I every step of the way in obtaining our mortgage for our "forever" home. We are so thankful he met with us to review and describe the process initially and also that stayed involved throughout the...
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Mike and his team worked with us as we conducted a pretty intense house search. They were with us every step of the way, and if the Realtor needed something from them, they produced it. Mike was attentive and compassionate. When things didn't...
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Michael Guthneck helped me obtain a mortgage and close on a new home in three weeks. He and his team were most helpful, highly efficient, and very professional. I highly recommend Michael Guthneck for all your mortgage needs.
Michael, as well as his staff were amazing through the entire process! They helped in answering questions and everything was less stressful with their help!
Overall good experience. Quick closing. The lender was able to get us a little more money than other lenders. I would recommend using them to a friend or family member.
He's very professional and dedicated to help everyoneAnd I really appreciate his support to get my first house..!Thank you Michael GuthneckI will like to work with you again on the future..
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org