Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours(Open now)
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Reviews from Web
Michael was a great help with our refinance. Looking forward to working with him on future needs! He and his team made the process turn-key for us and the process was as smooth as can be. I expected the refinance process to be timely, with...
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I contacted Michael when looking to purchase a second home. He was extremely knowledgeable of the process and guided us though it in a professional manner. The rest of his team was very supportive as well. We were looking to close in 30 days...
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Michael was quite knowledgeable and found the right financing for our unique situation. As an investor, I plan to use his services again as well as refer him out.
I got the best experience with Michael and his team. Very professional, fast, reachable at any time. Fast resolution of any issues. Highly recommended.
I would highly recommend Michael and his team. They helpful,professional and explained everything in detail. Any questions I had they would answer and explain. They would call me just to see how everything was going. They got me a great rate...
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I worked with Michael to get financing for a new home recently and it was a great experience. He was always available to answer all of my questions personally. He checked in often to make sure the process was coming along, and when my closing...
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Very knowledgeable and helpful closing on my mortgage with my difficult situation. The house was in a flood zone and Sandy damaged and I needed a 203K Loan. But Vanguard was able to assist step by step in order to get me to closing!
Mike, and his team were a pleasure to work with at every step of the way. He answered the phone well after close of business and responded to all questions promptly. He went above and beyond to make sure our closing went smoothly.
Mike helped us refi our home. It was an absolute pleasure working with him. Not only did he get it done in a timely manner but he made sure it was as smooth as possible. Mike was available & took my calls anytime of the day, even on weekends!!!...
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HE IS WELL REPRESENTED PERSON HIS KNOWLEDGE OF THINGS WELL PRESENTED . WORK WITH ME THROUGH THE WHOLE PROCESS AND APPRECIATED HIS HELP AND SUPPORT THROUGH HIS SERVICES.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org