Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours(Open now)
Mon
24 hours
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Reviews from Web
Couldn't of asked for a better buying experience, Michael and his team made it very stress free and easy to purchase our new home and couldn't of been happier on how everything turned out. Thanks for everything Michael, Nichole and Barbara!
Reply from Owner
August 11th, 2015 12:00 AM
Thank you so much and if there is anything you, your family, or friends need in the future please do not hesitate to contact me!! Thanks again for your business!!Michael
Michael Guthneck & his staff at Vanguard Were absolutely the best! They were kind, patient, and most importantly, knowledgeable, responsive and offer competitive rates. I highly recommend Michael Guthneck! Thanks for everything, Kim
We would recommend Mr. Guthneck with no reservations. He answered all of our questions with clarity and professionalism. His quotes were fair and honest. He and his staff were very reassuring throughout the whole closing process.
My wife and I have been through tough times recently and buying a home was needful for us to reach some sort of order in our lives. Yet considering going through the loan process especially with the bigger banks was very daunting for us. Michael...
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Michael and Vanguard always responded to my emails and phone calls within minutes. I had many questions since we were sound a 203k renovation mortgage and they had all the answers. Very happy with how everything went.
Michael and his team were great! They were able to finalize our mortgage and we went to closing in 30 days! Even when things were getting stressful, Michael and his wife were very accommodating and talked us through every step of the process!...
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An absolute pleasure to deal with! As first time homebuyers the entire process was new, but Michael and his staff at Vanguard were amazing!! They helped us understand what would be best for our mortgage needs and responded so quickly to all...
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Michael and his team at Vanguard funding are professional, knowledgable and very responsive. When I knew I was ready to search for our home I contacted Mike and we had a prequal letter within 48 hours. Once we put in our offer Mike and his...
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Great group over at vanguard in toms river nj. Mike guthneck and nichole went above and beyond getting me approved for my first home. Straight forward and will answer all questions and help you 24/7 thanks guys!
Michael helped us with the purchase of our first home back in december of 2014. his office additionally helped us refinance our mortgage in july of 2014. his entire office was very pleasant to work with and extremely efficient in closing on...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org