Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sun
24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
I am very impressed with all the help information and knowledge I received while obtaining my mortgage. All my questions were answered almost immediately.
We bought our first house thank to Michael and his team. They are very knowledgeable, helpful, and walk you through the entire process step by step. I will recommend Michael and his team to anyone looking to finance a real estate transaction....
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Michael and Nicole Guthneck have been amazingly helpful in guiding us through the home buying process. We are first time buyers and also self-employed, so we were a bit intimidated by the process and the Guthnecks were there to answer all of...
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Fantastic experience. Michael and his team got us to closing fast and with no surprises. The loan processor, was so helpful, friendly and responsive. After subpar experiences with the big banks, I would never go anywhere else.
They went over and beyond for me. They got the deal done on the house of my dreams! Thank you for everything you did! I will be recommending them for friends and family.
We were purchasing a home and although we had the income and credit being self employed seemed to be a challenge to another lender causing us to lose 2 great homes. When we found Michael him and his team were wonderful and were able to make...
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I had contacted other mortgage companies. They never got back to me. As soon as I contacted his firm he had worked on it immediately . He had a preapproval for me immediately.
Michal and his team were very responsive to my needs and inquiries. They quickly answered my questions and guided me throughout the entire process. I highly recommend him to anyone looking to buy a home.
Got a good interest rate that's what was important. Also Mike was quick with everything which I appreciated. Had answers for whatever questions I had and got back to me promptly.
As we all know, looking for the home of our dreams is very exciting and sometimes can get stressful, but if you have a great team of people working along with you in the process, everything will feel like a dream in itself. After being highly...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org