Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Michael was very helpful and quick to answer any questions.His staff especially Maria was outstanding. Very helpful and easy to work with. Maria kept us informed every step of the way. We had not gone through a process like this in over 30...
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I am a first-time home buyer and was nervous about getting a mortgage. The team at Vanguard was incredible! No matter when I sent an email or text, I'd get a response almost immediately. I could not have asked for a better, more professional,...
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Terrific service overall from a great group of folks! Without hesitation I would recommend/endorse using them to anyone. The entire process for us went very smoothly and we are extremely pleased with the outcome. Thank you once again for everything!...
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Everyone was great through out the process. They were thorough and kept in constant contact, replied to emails very quickly. I would suggest them to anyone purchasing a home.
This has been an incredible experience. I was nervous going into this. Let's just say my situation was not ideal. I have always had family members in the mortgage business so all of my previous deals have been with family. All of my experience...
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Being a realtor I am extremely picky who I use, so when it was time for my personal refinance I knew I had to turn to Michael Guthneck and his team at Vanguard. They are extremely efficient and make sure you feel like you are their only client....
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Process has been smooth, keeps me up to date on all details throughout thw peocess. Was able to lock in a great rate and got a response almost immediately about the pre approval![Update]I just closer on my new house mortgage, on time and no...
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Michael and his team have been a great help in holding me by my hands to step by step furnish all the necessary paperwork in order to get my mortgage ready way before the due date. They were very patient with me explaining every little detail...
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Vangaurd is great!very helpful and patient. I am first time home buyer buying starter home so I'm not getting most expensive house but was treated as if though I was buying a mansion great company!
I worked with Mr. Guthneck's company for my entire mortgage process. His website made application easy, and the ability to e-sign documents allowed me to sign required documents as they came in on the go. The staff is friendly and very easy...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org