Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Michael and his colleagues were responsive, friendly and did a great job. They returned calls quickly and were excellent with communication. I would certainly recommend Vanguard Funding to others seeking a mortgage.
Michael Guthneck and those at Vanguard Funding have been very helpful, courteous, and understanding. My experiences with this company has all been positive and I would highly recommend them.
Michael Guthneck and the entire Vanguard team are great to work with. I highly recommend working with Michael for any mortgage/refinance loans. They provided constant guidance from beginning to end and made it a painless process. No gimmicks...
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Michael and team were super helpful and responsive from the get go. They made the mortgage process simple and it ran very smoothly. I'd definitely recommend!
Mr. Guthneck and his team made the loan process very easy and all my questions were answered right away. Michael and his team were knowledgable, proficient, and very courteous l. I would highly recommend him for anyone looking to take out a...
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We started our search for a home on a bit of a whim, but within a week of inquiry, we were approved for our loan and had found our perfect home. The entire process was smooth and relatively painless, and I never had trouble getting in contact....
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Thanks to Michael and his team we were able to purchase our first home! We are extremely happy with our experience, his team was very helpful with any questions we had. We would like to give Nicole leveris 5 stars as well, she always made herself...
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Everyone at the Guthneck office was nothing but helpful to me and my family! We really appreciate all of your hard work and dedication to our needs. They are very honest , helpful , and attentive. Thank you again for everything . We really...
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I had a great experience with this agency. I worked with Maria and she was responsive, helpful, super easy to work with, and made the process as fun as it can be. For first time home-buyers or people who have done this before, I would recommend...
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Very responsive. Plenty of information provided in a timely fashion. Instructions for necessary documents that need to be provided were very clear. Would recommend for anyone looking to buy a home.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org