Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Sat
24 hours
Sun
24 hours
Mon
24 hours(Open now)
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Reviews from Web
Michael and his staff always returned emails and phone calls promptly,answered all questions thoroughly, and guided me through the entire process without being pushy or obtrusive. They made what can often be a frustrating and painful process...
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Michael Guthneck and everyone associated with him and his staff at Vanguard Funding are true professionals in every sense of the word! They are all hard working and diligent. Michael helped us with a refinance on one of our properties and it...
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My real estate agent referred me to Michael Guthneck. He responded immediately to my inquiry and was always quick to respond to any concerns throughout the mortgage process. He and his staff were knowledgeable and helpful in getting us through...
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When we began our home search we were recommended to Vangurd Funding and we couldn't have been happier. Everybody at Vanguard went above and beyond for us. Everytime we placed an offer on a home they would go into detail explaining to use the...
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I agree with all positive reviews. Great team, very knowledgeable and professional, respond to all my inquires. I purchased a Short Sale home which took almost a year for this to go through. Even though my income is limited (I receive Social...
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Able to reach Michael personally at anytime no matter what time of day it is..Michael is very patient especially with novice home buyers such as myself and my husband who has a million and one questions at all times.
Michael and his team were very responsive and helpful throughout my mortgage process!!! When getting a mortgage, the bank asks for 1,000,000 pieces of paper....Michael's team helped to gather all of the paperwork and make it clear what was...
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Michael and his team helped me through the whole process and was very responsive. Anytime that I had a question, I would get a response through text or email, or if need be, a phone call to clearly explain what the next step was. I would recommend...
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My realtor recommended Michael's team when I was looking for a mortgage for my new home. I am really impressed by how efficient and responsive Michael's team has been. While I wanted to make an offer, I emailed his team on Sunday evening and...
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Working with Michael Guthneck's team at Vanguard Funding was truly a blessing. The entire team made what could have been an unbearable process for many, very bearable. They went above and beyond every step of the way. I was even granted me...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org