Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Everyone I dealt with were extremely polite and informative. I didn't need to stress out about anything. They made the process very smooth. I work outside which sometimes makes communication difficult, but that worked with me the entire way....
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Our lender was very easy to work with, very helpful. Through the long and arduous process of a short sale, our lender made sure everything was clear to us in ways we understood .
Michael and his team went above and beyond to guide my wife and I throughout the entire mortgage process. They are upfront, honest and delivered as promised.
I have to say Michael Guthneck ,Nicole Levesis and the entire staff were super helpful in helping me purchasing my first home. I highly recommend them to anyone looking to purchase a home. They were available and me the whole process painless...
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Our refinance with Vanguard was absolutely painless. Their team was very professional and helped guide us through every step including fixing any issues that came up within credit reports. A pleasure to work with.
We always could get in touch with them. Purchasing a 2nd home was stressful, but it all worked out. Many Vanguard employees contributed to our purchase
Mike and his staff took great care of us during what turned out to be a rather complex refinance. I was able to get ahold of his team pretty much any time I needed, and they were responsive and patient with all my questions throughout the process....
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Whenever we had a question, no matter how little, he always got back to us in a timely matter! His staff was always courteous and ready to give us suggestions on how to complete all the paperwork necessary to buy our house at the beach!
Michael and the whole team at Vanguard Funding were an absolute pleasure to work with. As first time homebuyers, the process was new to us and they helped take us thru every step of the way. Everyone was extremely prompt and courteous and helped...
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The level of professionalism displayed by your organization was nothing short of amazing. The conversations are always detailed and clear and easy to understand. The response time on my questions is near immediate. Every voicemail returned...
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org