Michael Guthneck
Branch Manager
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Everyone who worked on our loan was great. They helped us with every question and were professional. If I could give one piece of criticism, it is this; I feel like there were TOO many people working on our mortgage, so it got a little confusing...
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Michael's team was great! We worked at an expedited pace to make this happen quickly and the Vanguard team was available any time of the day. I would work with them again.
We were first time homebuyers new to the process. Michael and his entire team were amazing. They followed up extremely promptly, were always 10 steps ahead getting things done and guiding us through the process. Due to this being a December...
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As a first time buyer, I was new to the home buying process. Vanguard Funding were quick and prompt answering any questions I had. They were persistent of me getting the right paperwork in on time to make closing on tim. They definitely made...
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I only have positive things to say about Michael and his whole team They went all out to ensure that everything that needs to happen actually happened.
I am 100% happy with Michael service. I am absolutely enthralled at his genuine and outstandingly personal customer service. He is very helpful, friendly, professional,has outstanding communication skills. Everything was explained to me in...
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Fast, convenient, and always there to help. The mortgage process was a breeze because of him and his team! Always had the answers and the solutions to any of my questions or problems. Highly Recommend! I've had other experiences with other...
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Dealt with 3-4 people - including his Wife - I asked for clarifications on specific items - very slow and felt they weren't upfront Make sure you ask if every inquiry they make on your Credit Report is not a hard inquiry
First and foremost I just want to say what an amazing staff! From beginning to end everyone was so friendly and helpful. The process was explained to me thoroughly and any questions or concerns I had they immediately answered my questions and...
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I had a great experience with vanguard funding for purchasing my first home. Every person I came in contact through the mortgage process was very helpful. They answered my questions and made the mortgage process less stressful, thank you!
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org