

Michael Guthneck
Branch Manager

With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time ... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
All around!! Mike was incredible through every step and his entire staff was amazing and helpful. We would highly recommend Mike! A great experience all around!
Reply from Owner
April 7th, 2017 12:00 AM
It was a pleasure working with you for a second time on your refinance. Thank you so much for your continued confidence in me. I look forward to helping you in the future if you need my services again and wish you continued happiness in your...
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Michael and his team at Meadowbrook Financial Mortgage Bankers Corp were very knowledgeable, professional and perceptive to our concerns. Most of all they were kind, responsive and treated us like family. They really helped us along every step...
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Reply from Owner
April 7th, 2017 12:00 AM
Congratulations! You are a new home owner and I wish you much happiness in your new home! It is an amazing accomplishment to be a first time home owner. Enjoy your new home!
Everyone was very helpful, answered questions and emails quickly! I like that the team was personable and able to give me all the information needed as I was a first time home buyer.
Reply from Owner
April 7th, 2017 12:00 AM
Thank you for choosing to work with me! I am so happy that you were able to secure the mortgage you wanted, and get into your new home. Congratulations!
Michael and his team were supportive from the very beginning. Out of all the lenders I had shopped for, Michael was the one that went above and beyond before the mortgage process had even began. From multiple pre-approvals needed, to advice...
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Reply from Owner
April 7th, 2017 12:00 AM
Congratulations! I wish your family many years of happiness and success in your new home. Thank you for choosing me as your Loan Officer and please stay in touch with me.
Great team. Helped us every step of the way, which was a long journey for us. They kept us informed and were always willing to answer our questions, sometimes even on the weekends.
Reply from Owner
April 7th, 2017 12:00 AM
Congratulations on the purchase of your new home. Best of luck to you and your family and thank you for choosing to work with me on your mortgage financing.
I had been looking for the right house to buy for a while now, and when I finally found it, I was glad that my real estate agent suggested that I apply to Vanguard Funding for a mortgage. I was somewhat daunted by all the papers and questions...
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I am over the moon. As a first time home buyer with too much student loan debt, I felt that buying a home would be impossible. But after I saw the level of detail and follow-through the folks at Vanguard provide, I knew I was in good hands....
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The vanguard team was best ever walked me every step of the way👍 In the beginning,middle,and end they reached out to me and keep me in the loop almost every day at times they would email or even send me stuff fedex wit free return envelope...
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Van Guard helped guide me through my new home purchase with care and professionalism! They informed me every step of the way. Very easy to get in contact with when I had questions.
The lender was very prompt with the process.His team everyone was nice to work along with, very friendly.My loan close on time and I was very happy with the process.
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About
With over 20 years of lending experience, I’m committed to providing premier customer service, mortgage expertise, and competitive interest rates tailored to your unique financial goals. While many lenders can offer a loan, I take the time to match you with the right mortgage solution for your situation. I guide clients through every step of the process—from application to closing—with timely communication and personalized support. I specialize in VA, FHA, Conventional, Jumbo, NON-QM, and FHA 203-K Rehab loans for first homes, second homes, investment properties, and refinances. As a United States Marine Corps Veteran, I proudly serve fellow veterans and active-duty military members with care and understanding.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
USDA Loans
Non-QM
DSCR Loans
Cash-Out Refinances
Bank Statement Loans
1099 Income Loans
Specialities
Purchase & Refinance
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Memberships
- National Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #180867
- FL - LO33647
- GA - 71815
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Awards
Soctsman Guide Top...
Achievements
- Scotsman Guide Top Originator
Hobbies
- Fishing
- Travel
- Family Time
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Disclaimer
NQM Funding, LLC (NMLS # 75597) dba - Premier Mortgage Associates; Villa Home Loans; Texas: Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov - nmlsconsumeraccess.org